OB & PSD3 FORUM 2026
Welcome to one of the Europe's Most Established Forum for Open Banking, Open Finance & PSD3
For nearly a decade, the Open Banking & PSD3 Europe Forum has been one of Europe's most recognised independent platforms bringing together banks, regulators, fintechs, payment providers, technology innovators and policy leaders to shape the future of financial services.
Since its launch, the forum has evolved alongside every major milestone in Europe's Open Banking journey—from PSD2 and API standardisation to Open Finance, Verification of Payee, PSD3 and the Financial Data Access (FIDA) framework. Today, it has become the meeting place where policy meets implementation, and where strategic discussions turn into practical industry collaboration.
The 9th Annual Open Banking & PSD3 Europe Forum returns on 6 October 2026 in Frankfurt, Germany, bringing together over 150 senior decision makers for a day of high-value content, executive networking and meaningful business connections.
What makes this forum unique?
Welcome to one of the Europe's Most Established Forum for Open Banking, Open Finance & PSD3
This forum is isn't built around exhibitors, it's built around the organisations shaping Europe's financial ecosystem. Each year, the forum welcomes leaders from European and national regulators, Central Banks, Tier-1 Retail & Commercial Banks, Payment Institutions, Open Banking Platforms, Financial Infrastructure Providers and selected FinTechs and Technology Companies.
The result is balanced discussions that bring together policy makers, financial institutions and technology providers in one room.
Why Attend?
Whether you're shaping regulation, modernising payment infrastructure, building Open Finance capabilities or delivering the next generation of digital banking experiences, the Open Banking & PSD3 Europe Forum offers a unique opportunity to learn from the organisations leading this transformation.
You'll gain practical insights from real implementations, hear directly from regulators and industry pioneers, discover emerging technologies, and build valuable relationships with senior decision makers from across Europe's financial ecosystem.
A Proven Track Record: Now entering its 9th edition, the forum has built a strong reputation for delivering high-quality content, influential speakers and a carefully curated audience.
Over the years, it has welcomed hundreds of senior banking executives, fintech leaders, regulators and solution providers, creating a trusted platform where ideas are exchanged, partnerships are formed and the future of Open Banking is shaped.
EXPLORE OUR CORE THEMES
Session 1: The New Regulatory Order - PSD3, FIDA, Instant Payments & Europe’s Financial Data Infrastructure
Explore how PSD3, PSR, FIDA, and Instant Payments Regulation are reshaping Europe’s financial system - reducing fragmentation, standardizing APIs, and enabling real-time data and payment flows. As compliance and execution complexity increases, institutions must align with evolving regulatory and infrastructure mandates. This theme focuses on building a unified, real-time, and secure financial ecosystem.
Session 2: Pay-by-Bank & A2A Payments - The Battle for Payment Dominance
As account-to-account payments gain momentum, Europe is witnessing a shift away from traditional card rails. This theme explores Pay-by-Bank adoption, VRPs, merchant acceptance, and initiatives like Wero driving payment sovereignty. The focus is on how new payment models are redefining economics, competition, and control.
Session 3: From Open Banking to Intelligent Finance - AI, Data & Agentic Commerce
Open Banking is evolving into an AI-driven financial layer where decisions and transactions are increasingly automated. This theme explores agentic commerce, AI-powered financial journeys, real-time decisioning, and data monetization. The focus is on moving from access to intelligence, automation, and customer ownership.
Session 4: Beyond Banking - Expanding Open Finance Across Lending, Wealth, Insurance & AI
Open Finance is extending into lending, insurance, pensions, and wealth, unlocking cross-sector opportunities. This theme explores FIDA-driven data sharing, AI-led personalization, and new use cases across industries. The goal is to build connected, interoperable financial ecosystems.
Session 5: Trust Infrastructure 2.0 - Digital Identity, Consent & Real -Time Fraud Intelligence
As ecosystems expand, trust becomes foundational. This theme explores digital identity frameworks, consent orchestration, and real-time fraud detection. With evolving PSD3 requirements and identity initiatives, the focus is on enabling secure, scalable, real-time trust systems.
