Brief Agenda

Coming Soon

08:00 am

08:30

08:55

Register grab a coffee. Mix, mingle and say hello to peers old and new.

08:55

09:00

Conference Chair’s Welcome Note

Monica Monaco

Trust EU Affairs

09:00 am

09:00

10:00

Panel 1: Navigating the Next Wave: PSD3, PSR, FIDA and the Path Ahead

What’s the current state of Open Banking in EU is the region leading globally?
How does Europe’s approach compare with the UK’s Future Entity Framework?
Why was PSD3 needed, and what’s the key change from PSD2?
Can PSD3 and the PSR finally deliver true harmonization across member states?
How will these reforms reshape competition among banks, fintechs, & TPP’s ?
What are the biggest compliance and implementation challenges ahead?
How do DORA, MiCA, and FIDA complement PSD3 in new regulatory landscape?
FIDA: progress or risk? What are the main commercial and data concerns?
How ready are traditional banks versus fintechs for the transition?
What role will tech providers play in ensuring PSD3/FIDA readiness?
What does success look like by 2026, and what should firms focus on now?

Dominik Smoniewski

National Bank of Belgium

Tahsin Ertan

Garanti BBVA

Gianluca D'Imperio

UniCredit

Matthieu Mulot

Worldline

Monica Monaco

Trust EU Affairs (Moderator)

10:00 am

10:00

10:25

Rewiring Compliance: How Fintechs Are Delivering PSD3-Ready Infrastructure at Scale

Enabling real-time regulatory compliance through scalable API infrastructure
Standardizing fragmented PSD2 practices for PSD3 readiness
Elevating UX with seamless consent and customer control tools
Real-world fintech–bank collaboration examples under PSR
Global perspective: Building toward interoperable open finance

Paulo Barbosa

Banfico

10:25

10:45

A Central Bank’s Perspective on the Evolving Payment Landscape

New challenges arising from the evolving payments landscape
How to maintain the highest security of payment means in the face of innovation
Adapting our regulatory toolbox for these challenges (DORA, MiCA, PSD3, etc.)
Tackling implementation challenges across multiple jurisdictions and regulatory frameworks
Facilitating the development of a collaborative environment among regulators
Adapting central banks’ payment operations by upgrading current systems and creating future ones.

Alex Stervinou

Central Bank of France

10:45

11:00

Operational Resilience by Design in the Age of DORA Regulation.

Open finance only thrives when trust holds, especially as PSD3/PSR, FIDA, and instant payments broaden interconnections. This keynote sets out a "resilience-by-design" playbook aligned to DORA’s five pillars. Supervisory expectations are, in fact, design decisions to reduce systemic risk and speed recovery, so innovation becomes robust by default, not fragile by design.

Thomas Barkias

European Central Bank

11:00 am

11:05

11:35

Morning coffee and 1-2-1 Meetings (30 Mins)

11:35

12:20

Panel 2 Rewiring Compliance: From Regulatory Burden to Revenue in Open Finance

Building Profitable Open Banking Models.
Why Open Finance is more than a regulatory upgrade — it's a commercial opportunity.
What separates banks that comply with PSD2 vs. those that capitalize on it?
Monetization models for data access — what’s working, what’s next.
What role do API marketplaces play in driving recurring revenues?
What KPIs matter most when measuring success in Open Banking monetization?

Stefan Zima

Raiffeisen Bank International

Torben Smith Petersen

Jyske Bank

Lucrezia Lancia

CBI

Praveen Konety

Citi

Ondřej Kovařík

Former MEP (Moderator)

12:00

12:20

12:40

Open Banking: From Remedy to Opportunity

Open Banking in the UK is evolving from a competition remedy to an innovation-driven model with a real focus on driving wider economic growth. Luke Ryder, Director of Standards, Strategic Policy & Public Affairs at Open Banking Limited, will present how this transformation is taking shape through regulatory and legislative changes.

Luke Ryder

Open Banking LTD

12:40

13:40

Networking Lunch/ Pre-Arranged Meetings (60 mins)

13:00

13:40

14:20

Panel 3 Open Finance in Action: Embedded Journeys, Super Apps & Smart APIs

How are banks embedding financial service into ecosystems like retail & mobility
What are the strongest use cases for Variable Recurring & contextual payments?
How are AI and ML enabling smarter APIs and personalization?
Why does API fragmentation persist, & what does true interoperability look like?
How will PSD3 and FIDA drive standardization and monetization of data access?
How can industry move from OB compliance to Open Finance innovation?
What lessons can be learned from the UK vs EU Open Banking models?