Leadership

Experienced network leader and analyst in financial services and IT.
Focus on strategy, innovation and development with strong combination of innovation theory and practice including an industrial PhD in collaborative innovation. Practised event moderator with large Danish and International network in the Fintech Area
Background in economics (master in economics and e-mba) and experience in financial services, digitization and IT.

Etienne Yuan is a digital, innovation, and product development expert. He currently applies capital and experience; gained as a data scientist, marketer, manager of app stores, and creator of Open API-based business models; to the realm of Open Banking, as a partner of investment and innovation advisory firm: theninetynine.com.

Bio – Based in Brussels for the past 22 years, Monica Monaco is the owner and managing director of TrustEuAffairs. TrustEuAffairs advises its clients on Eu legislative relevant initiatives since 2013. Monica served as a Board Member of the Society of European Affairs Professionals (SEAP) between 2012 and 2015. Furthermore, she has served two mandates as Member of the European Commission Payment Systems Market Expert Group (PSMEG).

Monica’s areas of focus are financial services, payment systems and digital payments, including crypto assets.

Monica has been Senior Manager for EU Relations and Regulatory Affairs in the Legal Department of Visa Europe for more than ten years, being responsible for the relations with the European Commission, the European Parliament and the European Council Working Group on Financial Services, as well as with various national regulators.

Before joining Visa Europe she has been working as a Consultant for both Andersen, Deloitte & Touche and the OECD in Paris, dealing with a variety of financial services matters. She also worked for the Council of Europe in Strasbourg, in the Committee on Parliamentary and Public Relations.

Monica holds a Master’s Degree in Economics, European Law oriented, from L.U.I.S.S. Guido Carli University in Rome, Italy.

Andrew has nearly a decade of experience researching account-to-account payment systems globally and has supported numerous industry players on six continents, including clearing houses, payment associations, government regulators, technology providers, and various fintechs. He has advised clients on topics as wide-ranging from ACH migration to real-time payments, cross-border payment regulations, data standards, global payment system modernization, and account-to-account payment fraud.

Andrew is a member of various payment associations, including the Frankfurt Payments Network; the US Faster Payments Council, where he is a member of three working groups and the Board Advisory Group; and the Payments Innovation Alliance Advisory Committee for Emerging Payments. Andrew has presented at various payment conferences, including Nacha’s Smarter Faster Payments (2018, 2022, 2023), the Payments Innovation Alliance meetings, the Frankfurt Payments Network, and various smaller conferences held by regional payment associations in the United States.

Andrew completed his dual bachelor’s degree in political science and history at the University of California, San Diego and his master’s degree in public policy at the Hertie School of Governance in Berlin, Germany.

Lauren Jones is Open Banking Lead at Paylume, a leading advisory practice in payments and open banking. Here she supports the growth of Paylume both in the EU and globally.
Lauren has over 15 years’ experience in banking and payments. Formally, Head of Standards at Payments UK (now Pay.UK), she was responsible for the UK’s standards policy on behalf of banks, the government, and the wider industry.

She was also involved in the early-stage development of Open Banking data standards in the UK and has led open banking practices at Konsentus and Raidiam. She chairs ISO TC68 SC2, Security in Financial services and has represented the UK market at ISO, European Payments Council and various groups within the European Central Bank, Berlin Group and SWIFT and has long-standing experience in industry development activities and responding to the regulatory agenda. Since 2017 she has been working in various advisory roles for fintechs, market infrastructure companies and hardware manufacturers.