Current Speakers

Experienced Principal Supervisor with a demonstrated history of working in various banking industry positions. Technology-oriented studies linked with an MBA and vast experience on risk-based supervision/audit, policy analysis & making, innovation, fintech, regtech, suptech, payments, regulatory compliance, combining the best of both worlds.

Strong professional, focusing on technology and cyber risks, cloud services, digital and crypto assets (incl. stablecoins and CBDC), fintech implications in the banking sector, as well as EU policy developments on digital finance, artificial intelligence and data management.

Currently leading a team of professionals on operational/IT risk supervision. Leading and inspiring diverse teams towards a common goal, achieving synergies with peers, collaborating with internal & external stakeholders & innovation in every form are some of the activities that motivate me. I embrace change and act as an ambassador, onboarding new collaboration tools available in the hybrid new normal.

Lisa Gutu is a seasoned business executive specializing in Open Finance, Payments, and API-driven innovation. In her current role as Vice President of the Open Banking Channel at Goldman Sachs, Lisa plays a key role in advancing the firm’s strategic engagement with open banking frameworks and shaping how financial services evolve with this transformative technology.

With a strong foundation in fintech, Lisa has been recognized among the top 45 women in the Innovate Finance “Women in FinTech Powerlist 2021”, celebrating her leadership and influence across the financial services sector.

Driven by the mission to unlock innovation through open APIs and regulatory collaboration, Lisa continues to lead initiatives that elevate how institutions adapt to digital-first banking landscapes.

Business growth in a sustainable and compliant manner. Why? The world around me is important to me and I want to contribute to making the world a better place for us and future generations! The proceeds of crime (drugs, weapon, human traffic, ..) are flowing through the financial system and are highly disruptive to economies. People living in corrupt regimes are unhappier – see opposite maps for the Corruption Perception Index (CPI) versus the World Happiness Index.

Intrigued by different cultures, I have enjoyed working in local and global roles in more than 20 countries of which I lived in four. Passionate team player with 20+ years experience in an international setting with a proven track record in business expansion from an organic as a non-organic perspective.

Specialties: Culture I Compliance – Sanctions – Anti Money Laundering – Corruption I International business | Leading international multifunctional teams | Geographic expansion – organic and non-organic | Commercial banking | Business Development | Program –and project management | Finance | Strategy I IBOR benchmark reform

Alexandre Stervinou is currently Director in the Cash and Retail Payments Policy and Oversight Directorate at the Banque de France, a 50+ staff directorate in charge of strategic policy orientations for, and the oversight of, all types of retail payments, with a focus on fostering innovations in those fields (e.g. CBDC with the digital euro). The Directorate also has a direct responsibility on cash anti-counterfeiting matters. Prior to this, Alexandre held a Deputy Director role in the Market Infrastructures and Innovations Directorate and, between 2019 and 2021, he was a member of the Financial Stability Board (FSB) Secretariat, where he mostly dealt with innovation related matters on the G20 agenda for financial services, and more specifically on cutting-edge topics such as cross-border payments, cybersecurity, crypto-assets and stablecoins, BigTechs, cloud services, artificial intelligence and machine learning.
Between 2015 and 2019, Alexandre was the Head of the Non-cash Means of Payment Oversight division at Banque de France, in charge of policy and oversight issues for cashless payments. In this role, he was the Secretary of the Observatory for the Security of Payment Means, chaired by the Governor of Banque de France, and Secretary of the National Payments Committee. To this end, he contributed to the development of a national and European retail payment strategy supported by
Banque de France, in collaboration with the private sector.
Alexandre has represented the central bank since 2008 in various international (G20, G7) and European committees related to payments, cybersecurity and innovation, notably working on regulation, supervision and oversight frameworks, and is currently also a member of the digital euro project steering group.
Alexandre started his career in the private sector, working in the financial services and telecom industry

Stefan took his first steps at Raiffeisen Bank International AG (RBI) in 2011 as a working student in the IT Delivery Risk area. Over the following years, he worked as an IT Consultant within the company and outside as a strategy and management consultant in the financial world for Capco and Leonid Consult. Additionally, he served as a Group Program Manager for various topics such as bank regulations, big data, and analytics.

In recent years, he led the Data Tribe in the Group Data Management area, tasked with establishing modern data management in agile environments. Since July 2022, Stefan has been part of the RBI IT Management Team for IT Core and Data, leading cross-functional strategic Data Transformation, with focus on Data Mesh implementation, as part of IT Strategy & Transformation. Last year he took over the implementation of a new compliance and second line of defense function for prudential compliance and heads the new department including deputizing the Group Regulatory Compliance Officer of RBI.

An experienced leader in cyber resilience and emerging technologies, with a proven ability to balance resilience, risk mitigation, and innovation within retail payment systems. Expertise in developing AI strategies, cryptographic frameworks, and governance models to ensure robust and resilient payment operations. Skilled in analysing global threat landscapes and regulatory trends, providing actionable insights to executive and Board-level stakeholders. Recognised for driving industry collaboration, shaping strategic initiatives, and advancing security in the dynamic payments ecosystem.

Luke is responsible for OBL’s strategy; helping deliver mass adoption of open banking products and services in the UK, and supporting regulatory and government stakeholders in the development of a sustainable policy environment. Previously, he held various roles at Barclays, including Head of Government Relations and Policy for the Retail Bank. He began his career in the UK civil service.

I’m a data leader with over a decade of experience in the financial industry with experience working for the largest banks in Sweden, specializing in data engineering, data science, and building scalable, business-focused data organizations. Currently, I lead the Data & Analytics Engineering function at NOBA Bank, where I manage leaders across data infrastructure, analytics engineering, and data management (New sub deparment, never existed at NOBA).

My organization includes 28 people across Sweden and Norway, and I’ve been responsible for shaping it from the ground up—hiring, structuring teams, and setting strategic direction. One of my key achievements has been building a modern, unified data platform that supports self-service and democratizes data access across the business. Alongside this, I’ve established a data management and quality function to ensure strong governance, compliance, and trust in data.

We’ve also started using AI to simplify querying and data discovery, making insights more accessible to non-technical users and accelerating data-driven decision-making across the company. The platform is now in a rollout phase, with a growing focus on automation and scalable analytics.

Throughout my career, I’ve led cross-functional, cross-country teams and driven transformation in data architecture, regulatory reporting, and advanced analytics. I’m passionate about connecting people, data, and technology—and building teams that can continuously deliver value through smart, sustainable data solutions.

My career to date has been dedicated to public service, primarily in various roles within the Czech civil service, but also in European public administration, where I worked in the European Parliament. Specifically, I have worked at the Czech Ministry of Foreign Affairs, the Office of the Government, the Embassy of the Czech Republic in Ottawa, the Czech Ministry of Defence and the European Parliament.

In 2019, I was elected as a Member of the European Parliament by the people of the Czech Republic. Since taking up my position, I’ve taken on various roles and responsibilities. I am the Chairman of the Working Group for Access to Finance for SMEs, which functions under the umbrella of the Economic and Monetary Affairs Committee. My other areas of focus in this Committee are within the realm of the digitalisation of the economy, where I led the Parliament’s work in the area of digital finance and the deepening of the single market when it comes to capital and investment, known as the Capital Markets Union. I am also a substitute member of the European Parliament’s special Committee on Taxation, and have led the Parliament’s work on a number of tax-related files, including elements of the new EU VAT regime which will come into force this year.

I hold various other positions in the European parliament, for example as a member of the Parliament’s Delegation for relations with Canada, and a substitute member of several other parliamentary committees. My work in these committees varies from working on tourism, the future of the transport and passenger rights to migration, border management and research and practical use of new technologies, for example those based on Artificial intelligence, across a broad range of economic sectors.

Pioneering Open Banking since February 2010, Simon Redfern is the CEO of TESOBE and Founder of the Open Bank Project. Simon studied electronic engineering in Manchester in the early 80’s and focused on real time programming and digital systems.  He then got into networks, spreadsheets, “pre-RDBMS”, and RDBMS, the web in the early 90’s and then NoSQL again! These days, he mainly works with Scala on Open Bank Project related activities. Based between Berlin and London, Simon has worked as a software developer, architect, sysadmin, DBA and CTO on numerous web / mobile platforms. Simon has full stack technology experience including: Scala, Python, Linux, Node, Oracle, Postgres, Redis, MongoDB, Akka and Kafka to name but a few.  Always keen to explore emerging technologies, Simon is also a composer and enjoys interdisciplinary creative collaborations. Simon is a keen supporter of open source and open data believing they are a sustainable force for social good. Simon was a technical lead on the UK open banking standards design group

Torben Smith Petersen has extensive experience in corporate solutions and risk management, currently serving as Områdedirektør for Business Development in the Corporate division at Jyske Bank since January 2013, alongside the role of Tribe Lead for Digital Advisory and Sales. Prior positions at Jyske Bank include VP of Pricing and Customer Solutions and VP of Head of Business Research. With a significant background at Vestas, where Torben was Director of Business Performance Management and Reporting & Compliance, key achievements included successful change management and cost reduction processes. Additionally, Torben has contributed as an external lecturer at Aarhus University since 2005, specializing in risk and performance management. Torben holds an M.Sc. in Business Administration and Finance from Aarhus University.

Mirtill is a senior legal expert in the Central Bank of Hungary’s (MNB) payments regulatory team. The primary focus of her work is on the legal issues related to the PSD2 directive and the payment regulations applicable in Hungary. As a response to the recent uptake in the number of payment fraud cases, the MNB increased its activity in this field, and Mirtill is a legal expert in regulatory questions aimed at preventing and mitigating fraud. In the framework of this, she also deals with legal questions related to the newly implemented Central Fraud Monitoring System in Hungary. In addition, she is a member of the legal experts’ team in Hungary contributing to the elaboration of the new Payment Services Regulation (PSR). Her tasks also cover the elaboration of the legal background of payment developments, especially the Hungarian „qvik” instant payments scheme.

IT Manager with over 20 years of experience in building IT teams and IT solutions. He started his professional career as a developer in the medical and logistics industries.  In the telecommunications sector, he held the role of IT Solution Architect and IT Architect (Orange, T-Mobile). Passionate about technology, digitalization, transformation, continuous improvement and people development. Also in the telecommunications sector, he took his first steps as an IT manager responsible for Solution Architecture and Business Analysis (T-Mobile). Currently, in UNIQA,  responsible for the areas of IT Architecture, Cybersecurity, Data Platforms (data warehouses, data lake, big data, data governance) and broadly understood IT Governance. After business hours – personal trainer ,  gym instructor.

Based in Brussels for the past 22 years, Monica Monaco is the owner and managing director of TrustEuAffairs. TrustEuAffairs advises its clients on Eu legislative relevant initiatives since 2013. Monica served as a Board Member of the Society of European Affairs Professionals (SEAP) between 2012 and 2015. Furthermore, she has served two mandates as Member of the European Commission Payment Systems Market Expert Group (PSMEG).

Monica’s areas of focus are financial services, payment systems and digital payments, including crypto assets.

Monica has been Senior Manager for EU Relations and Regulatory Affairs in the Legal Department of Visa Europe for  more than ten years, being responsible for the relations with the European Commission, the European Parliament and the European Council Working Group on Financial Services, as well as with various national regulators.

Before joining Visa Europe she has been working as a Consultant for both Andersen, Deloitte & Touche and the OECD in Paris, dealing with a variety of financial services matters. She also worked for the Council of Europe in Strasbourg, in the Committee on Parliamentary and Public Relations.
Monica holds a Master’s Degree in Economics, European Law oriented, from L.U.I.S.S. Guido Carli University in Rome, Italy.

Experienced network leader and analyst in financial services and IT.
Focus on strategy, innovation and development with strong combination of innovation theory and practice including an industrial PhD in collaborative innovation.
Practised event moderator with large Danish and International network in the Fintech Area
Background in economics (master in economics and e-mba) and experience in financial services, digitization and IT.

Andrew has nearly a decade of experience researching account-to-account payment systems globally and has supported numerous industry players on six continents, including clearing houses, payment associations, government regulators, technology providers, and various fintechs. He has advised clients on topics as wide-ranging from ACH migration to real-time payments, cross-border payment regulations, data standards, global payment system modernization, and account-to-account payment fraud.

Andrew is a member of various payment associations, including the Frankfurt Payments Network; the US Faster Payments Council, where he is a member of three working groups and the Board Advisory Group; and the Payments Innovation Alliance Advisory Committee for Emerging Payments. Andrew has presented at various payment conferences, including Nacha’s Smarter Faster Payments (2018, 2022, 2023), the Payments Innovation Alliance meetings, the Frankfurt Payments Network, and various smaller conferences held by regional payment associations in the United States.

Andrew completed his dual bachelor’s degree in political science and history at the University of California, San Diego and his master’s degree in public policy at the Hertie School of Governance in Berlin, Germany.

Anna Miriam Schütt joined the German Savings Banks Association in 2018 with a focus on the implementation of the PSD2 and the new access-to-account API. She has since played a key role in providing legal support for the development of new schemes on interface-based service and data exchange, both within Working Groups of the European Payments Council and for the giroAPI-Initiative of the German Banking Industry Committee