IPS CAN - Kinfos Events

The Future of U.S. Money Movement:
 From Instant Payments to Pay by Bank and Stablecoins

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About the IPS

The Instant Payments Summit (IPS) is now The World’s #1 Instant Payments Conference – Bigger, Stronger, Broader. With the integration of the Real-Time Payments Summit into our global series, IPS has solidified its position as the longest-running, most reputed, and dominant platform for instant payments innovation.

Each year, we host two exclusive editions: one in Europe, featuring key players like EPC, ECB, and Swift, and another in the USA, bringing together industry leaders such as the Federal Reserve and TCH. This unique positioning makes IPS the most trusted and unbiased event series dedicated to instant payments, tailored to regional ecosystems while addressing global trends.

As the leading catalyst for innovation and collaboration, IPS drives meaningful discussions, fosters strategic partnerships, and shapes the future of instant payments. It is the ultimate platform for thought leadership, networking, and transformative growth in the payments landscape.

Join us to shape the future of instant payments!

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Past Speakers

Shubhankar Shilpi

SVP, Senior Director, Enterprise Payments & Wholesale Technology

Truist

David Mead

SVP, Director of Operations Money Movement Platforms

U.S. Bank

Oscar Gonzalez

SVP, Product Management Director

Citizens

Taylor Jordan

Director, Money Movement Product Owner

UBS

Courtney Bloomer

Sr. Manager of Payment Strategy

Lowe's Companies, Inc.

Archit Chitnis

Head of Product, Payments, Data & AI @Digital Banking

Scotiabank

Deborah Baxley

Partner

PayGility Advisors

Louis Bode

COO/CIO

Cedo Group, LLC

Alfredo Castillo

Sr. Applied AI Architect

AWS

Dana Woller

SVP, Sr Bank Operations Manager, Electronic Payments

BOK Financial

Manish Sharma

SVP, Head of Payments & Partnership Modernization

Valley National Bank

Mollie Markham

Customer & Industry Relations

Federal Reserve Financial Services

Max J. Starkie

Executive - AML and Financial Crimes Shared Services

USAA

Kasinath Rout

Director of Architecture

BMO

Shareef Rahim

Director, Emerging Payments, Commercial Banking

RBC

Navendu Inamdar

Head of payments and deposits technology

CIBC

Andrew Matheou

Managing Director & Sector Head, Capital Markets - Global Transaction Banking

BMO Capital Markets

Kenneth C. Lehmann

Director l Global Payments Solutions

Bank of America

Anirban Banerjee

VP, Director of Digital Strategies and Products

Community First Bank of Indiana

Rene Schuurman

Director, CashPro API

Bank of America - Global Transaction Services

Thomas Nadratowski

MD - Chief Auditor Global Financial Crimes

Citi

Matt Zahares

VP - Treasury and Payment Solutions

BMO Harris Bank

Emily Baxter

Partner

RPY Innovations

Miyoshi W. Lee

Director, Head of US Real-Time Payments

Bank of America

Howard Lemons

SVP, Director of Treasury Product Management

Ameris Bank

Kapil Shukla

SVP - GFC KYC Team

Bank of America

Arijit Das

Global Head of Digital Asset Development

Northern Trust Corporation

Subhrajyoti Mukhopadhyay

Executive Director - Payments Enterprise Architecture

JP MORGAN Chase

Steve Mott

Owner

BetterBuyDesign

Glenn Davis

Senior Vice President, Product Advisor Manager, Treasury Solutions Group

PNC

Brent Mizzen

Acting Senior Vice President, Payments & Digital

Canadian Bankers Association

Candace Wenzel

Director Treasury and Trade Solutions

Citi

David Jackson

Managing Director | Executive Consultant | Startup Innovation

Marketcy

Ashley Hastings

SVP, Director Payments Product Manager

Santander Bank

Shreya Singh

Executive Director, Commercial Digital Products

JP Morgan

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Upcoming Webinars

PRE-CONFERENCE

LINKEDIN LIVE

Pay by Bank in the U.S.: Where It Fits in
a Multi-Rail Payments Strategy

JAN 28, 2026 9-10 AM ET
ONLINE

Pay by Bank in the U.S.: Where It Fits in a Multi-Rail Payments Strategy

How are banks today evaluating Pay by Bank as part of a broader payments mix that includes cards, ACH, RTP, and FedNow?
In which use cases does Pay by Bank genuinely add value—and where do cards or other rails still clearly make more sense?
How do banks think about balancing merchant cost pressure with sustainable revenue models across cards and account-to-account payments?
From a bank perspective, what trust, dispute, and customer-protection expectations must be met before Pay by Bank can scale responsibly?
Is the future less about promoting one rail over another and more about smart orchestration—routing each payment to the right rail based on context?
Looking ahead, how do you see Pay by Bank evolving over the next few years as part of a mature, multi-rail U.S. payments ecosystem?

FIND OUT MORE

PRE-CONFERENCE

LINKEDIN LIVE

IPS

DEC 9, 2025 9-10 AM ET
ONLINE

We’re excited to kick off our OPEN Pre-Conference Webinar Series!

Join us on Tuesday, December 9, 2025 | 9–10 AM ET for an insightful discussion on: Real-Time Money Movement: Fraud, Settlement, and the Road to Digital-Asset–Enabled Payments

Hear from industry leaders shaping the future of payments:

Lubana Azad – Cathay Bank
Gretchen Bartholomew – Kemba Credit Union
David Odigie – Invesco
Deborah Baxley – PayGility Advisors (Moderator)

Streaming live on LinkedIn — Free to attend!

Secure your spot and be part of the conversation as we gear up for the Instant Payments & Beyond Summit, March 16–17, 2026 in Atlanta. Register now and join us live!

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Why Atlanta?

With the successful delivery of our 11th U.S. edition, we return to Chicago - a leading financial hub anchored by major banks, payment networks, and a rapidly expanding fintech ecosystem. Its central location and deep institutional presence position the city as a natural convening point for leaders advancing the next phase of digital payments—making it an ideal host for the Instant Payments Summit USA.

Sponsorship Benefits

Let’s collaborate to boost your brand’s visibility and connect with a passionate target clients

Engage As Sponsor

Supercharge your brand’s visibility and connect with the top minds in the payments industry at the *Instant Payments Summit*! As a sponsor, you’ll unlock exclusive access to key decision-makers, showcase your cutting-edge solutions, and solidify your position as a leader in the rapidly evolving world of real-time payments.

Enjoy premium branding, unparalleled networking opportunities, and the chance to spotlight your innovations in front of a captivated high-value audience.

Don’t miss this opportunity to shape the future of payments and put your brand at the center of the conversation!

Engage

Show Highlights

Key highlights of the Instant Payments Summit included expert keynotes, panel discussions on fraud prevention and compliance, live demos of cutting-edge payment technologies, and real-world case studies. Attendees explored strategies to balance security with seamless customer experience while networking with key stakeholders.

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Our Regular Attendees

Welcome to the Next Frontier:
Atlanta 2026

Dear Colleagues,

Welcome to the 11th U.S. Edition of the Instant Payments Summit 2026, taking place in Atlanta — a city that continues to shape the future of payments innovation and financial leadership.

Building on the tremendous success of our Chicago edition, this year’s summit will be bigger, deeper, and more dynamic than ever — featuring 200+ senior delegates, 50+ visionary speakers, and 20+ sponsors and exhibitors driving the next wave of payment transformation.

As instant payment networks like FedNow and RTP mature, the focus for financial institutions has shifted from implementation to intelligent adoption — maximizing efficiency, managing liquidity in real time, and safeguarding against evolving fraud threats. With instant payments now a customer expectation rather than an option, the conversation has never been more relevant.

This year, we’re giving you a sneak peek beyond instant. The opening day will delve into the latest advancements in real-time payments and interoperability, while the following sessions broaden the horizon — exploring how ACH, card, A2A, and treasury modernization are converging to redefine how money moves. Together, these discussions will illuminate how financial institutions can build faster, safer, and smarter payment ecosystems for the digital era.

Join us in Atlanta, where innovation meets collaboration — and where the future of payments comes to life.

Sincerely,
Parry Batta
Managing Director, Kinfos Events

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Parry Batta | Managing Director, EMEA

Kinfos Events Private Limited

Pre -Conference Webinar Recap #1

Our pre-conference webinar explored how real-time payments are scaling across banks, regionals, and credit unions — and which use cases are delivering real value today. Speakers shared how 24/7 settlement, liquidity management, and operations are evolving, while fraud strategies adapt to instant money movement without adding friction. The session also highlighted the architecture, governance, and interoperability shifts needed to support growth at scale, plus where institutions are seeing the strongest ROI. Finally, panelists looked ahead to the next phase including the role of digital-asset-enabled settlement in the real-time ecosystem.

Join us live on March 16–17 to continue the conversation and dive deeper with industry leaders. Register today to book your seat!

Book Now

Pre -Conference Webinar Recap #2

Our second pre-conference webinar examined where Pay by Bank fits within the U.S. payments ecosystem and how it supports a multi-rail payments strategy. The discussion focused on key use cases, adoption trends, and how Pay by Bank complements cards, ACH, and real-time payment rails.

Speakers also shared insights on regulatory considerations, consumer trust, and the operational foundations required to deploy Pay by Bank at scale — while balancing security, cost efficiency, and customer experience.

Join us live on March 16–17 to continue the conversation and explore the future of payments with industry leaders. Register today to secure your seat.

Attend for Free (Buy Side)

If you hold a Director, MD, Head, SVP, VP, or C-level role at a bank, credit union, insurance company, or investment firm (including asset/investment managers and family offices), you qualify for complimentary access to the Instant Payments Summit through our exclusive Kinfos Leadership Program.

This program offers senior executives the chance to engage with a network of top industry leaders, facilitating peer-led benchmarking and networking. All participants also agree to potential meetings with fellow senior executives, fostering meaningful business relationships. If you are interested, Contact Us at vicky@kinfos.events

Topics we cover

Explore how FedNow’s $1M cap and RTP’s $10M limit unlock high-value, real-time payment use cases.

Examine the current state of U.S. instant payments adoption across banks, credit unions, and corporates.

Understand how FedNow and RTP coexist with ACH and card rails in a connected, multi-rail ecosystem.

Learn how banks are monetizing instant payments beyond traditional transaction fees.

Discover how overlay services—RfP, CoP, and account verification—are enabling scalable new revenue models.

See how ISO 20022 and rich data power smarter, contextual, real-time payments.

Understand how AI and behavioral analytics are transforming fraud prevention at real-time speed.

Explore strategies for liquidity management and settlement in a 24/7 payments environment.

Learn how banks are modernizing core infrastructure to support always-on payments.

Examine multi-rail orchestration strategies across RTP, FedNow, ACH, cards, and wallets.

Understand the evolution of merchant checkout, payouts, and real-time commerce experiences.

Explore how PSPs and merchants optimize routing, cost efficiency, and fraud controls across payment rails.

Examine the rapid rise of Pay by Bank and A2A payments in the U.S. market.

Learn how embedded finance and BaaS models are scaling real-time money movement.

Understand how ACH is being modernized to coexist seamlessly with instant payments.

Explore how real-time payments are transforming treasury operations and cash visibility.

Examine the role of stablecoins and tokenized deposits in U.S. payment settlement.

Understand how digital assets may integrate with FedNow, RTP, and ACH.

Learn how Big Tech, wallets, and payment networks are shaping the future of instant payments.

Explore agentic payments—where AI enables autonomous, predictive, and programmable money movement.

Download Our Latest Draft Agenda (Atlanta)

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