Accelerating Canada's Instant Payments Revolution:
From RTR and ISO 20022 to Open Banking

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Decision Makers

Canada's Premier Gathering for Instant Payments

With Real-Time Rail (RTR) set to become the foundation of Canada's future payments ecosystem, the Instant Payments Summit unites the leaders driving this transformation.
As part of the world's longest-running conference series dedicated to instant payments, IPS Canada brings together senior executives from banks, credit unions, fintechs, payment service providers, regulators, payment networks, and technology innovators to explore the future of money movement.
The summit will cover the most pressing topics shaping Canada's payments landscape, including RTR, instant payments, ISO 20022, Pay by Bank, open banking, cross-border payments, fraud prevention, digital identity, embedded finance, and emerging technologies.
Through expert-led keynotes, panel discussions, and interactive networking opportunities, attendees will gain practical insights, exchange ideas with industry peers, and build valuable partnerships that will help shape the next generation of payments in Canada.
More than a conference, IPS Canada is a platform for collaboration, knowledge sharing, and meaningful connections across the payments ecosystem.
Join us to shape the future of instant payments!

OUR PAST SPEAKERS

Kris Varma

Global Sales Director
VISA Direct

Sean Corrigan

Principal
Global Nau solution

Christene Whitman

Senior Director Compliance, BSA and Fraud
Truliant Federal Credit Union

Brad Nightengale

Senior Director, Strategic Initiatives
Visa Direct

Chris Bureau

Head of Sales, Americas
Volante Technologies

Jacob Novich

Sr. Manager, Commercial Payments/Treasury Management
Deloitte Consulting

Bill wells

Vice President - US
Matera

Ben Grout

VP of Sales & Partnerships
zerohash

Thomas Nadratowski

MD - Chief Auditor Global Financial Crimes
Citi

Aaron Szerlip

Head of Product - PayPal core APIs
PayPal

Jaime Yeager

Sales Executive
Checkout.com

Nishank Jain

SVP, Enterprise Payments - Senior Software Engineering
Truist

Patricia Partelow

MD, Payments Competency Leader
EY

Vishal Arora

Head, Generative AI and ML for Payments
AWS

Nell Campbell-Drake

Vice President, Strategic Industry Engagements
Federal Reserve Financial Services

Luis Felipe Segura

Field CTO
Incode

Emily Baxter

Partner
RPY Innovations

Blake McDaniel

AVP of FedNow Product Management
Federal Reserve Financial Service

Pratip Daw

Payment Solutions Leader
J.P. Morgan

Philippe Daoust

Vice President Innovation
National Bank of Canada

Keith Melton

SVP, Strategic Initiatives and Product Marketing
The Clearing House

Cheryl Gurz

Real Time Payments Product Manager
The Clearing House

Vipul Suvarna

Director, Money Transfer Department
MUFG

Gretchen Bartholomew

Chief Operating Officer
KEMBA Credit Union

Kapil Shukla

SVP - GFC KYC Team
Bank of America

Arijit Das

Global Head of Digital Asset Development
Northern Trust Corporation

Willie Daniely

Director of Fraud
Ameris Bank

Deborah Baxley

Partner
PayGility Advisors

Michelle Brick

VP Payment Products, Delivery & Integration
Royal Bank of Canada

Jim Hitchcock

Vice President, Fraud Mitigation
American Bankers Association

Steve Kenneally

SVP - Payments
American Bankers Association

Kelly Halvorson

CDD & EDD Compliance Oversight Director
KeyBank

Christopher Burtch

Managing Director, Transaction Banking, Americas
Standard Chartered Bank

Richard Dooley

Vice President, Treasury Management, Embedded Payments
Fifth Third Bank

Katherine Wong

Transformation Solutions Principal
Independent Consultant

Petra Bianca Bellido

Senior Vice President - Payments and Receivables
HSBC

Gary Palmer

Founder, President & CEO
Payall Payment Systems

Gretchen Rodríguez

Head of Product- Payments
TD Bank

Dean Nolan

Head of Payment Strategy
PayCLT

Gijs Boudewijn

Chairman
European Payments Council

Upcoming Webinars

PRE-CONFERENCE
LINKEDIN LIVE
Pay by Bank in the U.S.: Where It Fits in
 a Multi-Rail Payments Strategy
  • JAN 28, 2026 9-10 AM ET
  • ONLINE

Pay by Bank in the U.S.: Where It Fits in a Multi-Rail Payments Strategy

  • How are banks today evaluating Pay by Bank as part of a broader payments mix that includes cards, ACH, RTP, and FedNow?
  • In which use cases does Pay by Bank genuinely add value—and where do cards or other rails still clearly make more sense?
  • How do banks think about balancing merchant cost pressure with sustainable revenue models across cards and account-to-account payments?
  • From a bank perspective, what trust, dispute, and customer-protection expectations must be met before Pay by Bank can scale responsibly?
  • Is the future less about promoting one rail over another and more about smart orchestration—routing each payment to the right rail based on context?
  • Looking ahead, how do you see Pay by Bank evolving over the next few years as part of a mature, multi-rail U.S. payments ecosystem?
  •  
PRE-CONFERENCE
LINKEDIN LIVE
IPS
  • DEC 9, 2025 9-10 AM ET
  • ONLINE

We’re excited to kick off our OPEN Pre-Conference Webinar Series!

Join us on Tuesday, December 9, 2025 | 9–10 AM ET for an insightful discussion on: Real-Time Money Movement: Fraud, Settlement, and the Road to Digital-Asset–Enabled Payments

Hear from industry leaders shaping the future of payments:

  • Lubana Azad – Cathay Bank
  • Gretchen Bartholomew – Kemba Credit Union
  • David Odigie – Invesco
  • Deborah Baxley – PayGility Advisors (Moderator)

Streaming live on LinkedIn — Free to attend!

Secure your spot and be part of the conversation as we gear up for the Instant Payments & Beyond Summit, March 16–17, 2026 in Atlanta. Register now and join us live!

Pre-Conference Webinar Recap

Thank you for joining our ‘Open For All’ Pre-Conference Webinar - 1 for our next 11th US Edition Instant Payments & Beyond Summit.

Attendees heard from industry experts in a dynamic 60-minute panel discussion on “Real-Time Money Movement: Fraud, Settlement, and the Road to Digital-Asset–Enabled Payments.”

This insightful session was held on::
December 9th | Tuesday | LinkedIn Live
Timing: 09:00 AM – 10:00 AM (EST)

We look forward to continuing the conversation and invite you at our Main Conference taking place on March 16-17th in Atlanta. 

Why Chicago?

Chicago is a major financial hub in the United States, known for its strong banking sector, fintech innovation, and dynamic financial markets. It is home to leading financial institutions, payment providers, and a thriving fintech ecosystem, making it an ideal location for the Instant Payments Summit. With its deep-rooted financial infrastructure and commitment to technological advancements, Chicago provides the perfect setting to explore the future of instant payments and their impact on the industry.

Crowne Plaza Chicago West Loop, an IHG Hotel
25 South Halsted Street, Chicago, IL 60661, United States

WHY CANADA

With the rapid modernization of Canada's payments ecosystem, the country stands at the forefront of financial innovation. The advancement of the Real-Time Rail (RTR), adoption of ISO 20022 standards, and growing momentum around open banking are reshaping how money moves across the economy. Backed by a resilient banking sector, progressive regulatory initiatives, and a thriving fintech landscape, Canada offers the ideal environment for industry leaders to explore the next phase of instant payments—making it the perfect host for the Instant Payments Summit Canada.

Sponsorship Benefits

Let’s collaborate to boost your brand’s visibility and connect with a passionate target clients

ENGAGE AS SPONSOR

More than sponsorship. Influence the future of payments.
At the Instant Payments Summit, your brand is placed alongside the institutions, innovators, and industry leaders transforming how money moves. Connect directly with the executives driving payment modernization, real-time infrastructure, fraud prevention, digital banking, cross-border innovation, and emerging payment technologies.
Through speaking opportunities, executive networking, private meetings, brand exposure, and targeted engagement, sponsors gain a unique platform to build credibility, create meaningful connections, and accelerate business growth within the payments ecosystem.
If your organization is helping define what's next in payments, this is where the industry's decision-makers come together.

The Industry. The Innovators. The Conversations That Matter.

For nearly a decade, the Instant Payments Summit has brought together the executives, innovators, and decision-makers shaping the future of payments. From thought-provoking keynotes and executive panel discussions to meaningful networking and strategic partnerships, IPS is where the industry's most important conversations come to life. Experience the insights, connections, and innovations that continue to drive the evolution of money movement. Watch Event Highlights!

Our Regular Attendees

What Our Clients Say?

Welcome to the Next Frontier:
Toronto 2026

Dear Colleagues,
Welcome to the inaugural Instant Payments Summit Canada 2026 in Toronto, marking an exciting new chapter for the world's longest-running conference series dedicated to instant payments.
Following successful editions across New York, Charlotte, Chicago, Atlanta, and as we prepare for our 12th U.S. summit, we are proud to bring IPS to Canada at a pivotal moment for the industry. With Real-Time Rail (RTR), ISO 20022, open banking, and payment modernization reshaping the financial landscape, Canada is entering a new era of real-time, data-rich, and intelligent money movement.
Bringing together 200+ senior delegates, 50+ speakers, and 20+ sponsors, IPS Canada will serve as a platform for knowledge sharing, collaboration, and strategic dialogue. From RTR readiness and cross-border payments to fraud prevention, digital identity, AI, and emerging technologies, the summit will explore the trends and innovations shaping the future of payments.
We look forward to welcoming industry leaders, innovators, regulators, and technology providers to Toronto as we help define the next generation of money movement in Canada.
Join us in Atlanta, where innovation meets collaboration — and where the future of payments comes to life.
Sincerely,
Parry Batta
Managing Director, Kinfos Events

OUR PAST SERIES SPONSORS

Beyond the Summit: Exclusive Webinar Highlights from IPS ATL 2026

Pre -Conference Webinar Recap #1

Our pre-conference webinar explored how real-time payments are scaling across banks, regionals, and credit unions — and which use cases are delivering real value today. Speakers shared how 24/7 settlement, liquidity management, and operations are evolving, while fraud strategies adapt to instant money movement without adding friction. The session also highlighted the architecture, governance, and interoperability shifts needed to support growth at scale, plus where institutions are seeing the strongest ROI. Finally, panelists looked ahead to the next phase including the role of digital-asset-enabled settlement in the real-time ecosystem.

Join us live on March 16–17 to continue the conversation and dive deeper with industry leaders. Register today to book your seat!

Pre -Conference Webinar Recap #2

Our second pre-conference webinar examined where Pay by Bank fits within the U.S. payments ecosystem and how it supports a multi-rail payments strategy. The discussion focused on key use cases, adoption trends, and how Pay by Bank complements cards, ACH, and real-time payment rails.

Speakers also shared insights on regulatory considerations, consumer trust, and the operational foundations required to deploy Pay by Bank at scale — while balancing security, cost efficiency, and customer experience.

Join us live on March 16–17 to continue the conversation and explore the future of payments with industry leaders. Register today to secure your seat.

Attend for Free (Buy Side)

If you hold a Director, MD, Head, SVP, VP, or C-level role at a bank, credit union, insurance company, or investment firm (including asset/investment managers and family offices), you qualify for complimentary access to the Instant Payments Summit through our exclusive Kinfos Leadership Program.
This program offers senior executives the chance to engage with a network of top industry leaders, facilitating peer-led benchmarking and networking. All participants also agree to potential meetings with fellow senior executives, fostering meaningful business relationships. If you are interested, Contact Us at vicky@kinfos.events

Topics we cover



    • Explore how Canada's Real-Time Rail (RTR) will transform payment innovation, customer expectations, and competitive dynamics across the financial ecosystem.


    • Examine how RTR, Interac e-Transfer, Lynx, EFT, cards, and digital wallets will coexist in Canada's multi-rail payments future.


    • Understand how financial institutions are modernizing payment infrastructure to support always-on processing, real-time settlement, and future payment innovation.


    • Discover how ISO 20022 is unlocking richer payment data, smarter reconciliation, and new value-added services.


    • Examine how APP fraud is reshaping fraud prevention strategies, customer protection frameworks, and liability models across Canada.


    • Explore how Confirmation of Payee, account verification, and fraud intelligence services are becoming critical layers of payment security.


    • Understand how AI and behavioral analytics are helping institutions combat fraud at real-time speed while reducing customer friction.

    • Discover how Canada's Consumer-Driven Banking framework could accelerate Pay by Bank adoption and reshape digital commerce.


    • Examine the growing role of account-to-account payments in reducing payment costs and improving merchant economics.






  • Explore how Open Banking and instant payments are converging to create new customer experiences and revenue opportunities.


  • Understand how real-time payments are transforming treasury operations through enhanced cash visibility, liquidity management, and forecasting.


  • Examine the next phase of B2B instant payments across supplier payments, receivables, invoicing, and commercial transactions.


  • Explore how Request-to-Pay is modernizing billing, collections, and business payment experiences.


  • Learn how corporates are adapting to a world where money moves instantly, 24/7, across domestic and global payment networks.


  • Explore how cross-border instant payments are reducing settlement friction and creating new opportunities for global money movement.


  • Examine the future of Canada-U.S. payment connectivity as real-time payment ecosystems continue to evolve.


  • Discover how banks and payment providers are monetizing real-time payments through overlay services, APIs, and data-driven products.


  • Explore how embedded finance and embedded payments are transforming platforms into financial service ecosystems.


  • Examine the role of tokenized deposits, stablecoins, and regulated digital money in the future of payment settlement.


  • Explore how AI-powered payments, autonomous commerce, and programmable money could redefine the future of money movement.


CORE THEMES

SHAPING CANADA'S REAL-TIME PAYMENTS FUTURE

Canada's payments ecosystem is entering a defining period of transformation. As Real-Time Rail (RTR), ISO 20022, Open Banking, and next-generation payment infrastructure gain momentum, financial institutions are reimagining how money moves, settles, and creates value.
Join senior leaders from banks, credit unions, fintechs, payment networks, regulators, and technology providers as they explore the innovations, opportunities, and challenges shaping the future of payments in Canada.
Where Canada's payments leaders connect, collaborate, and innovate.
RTR & Canada's Instant Payments Future
  • Batch, instant & digital money coexistence
  • Where money moves: payments, treasury, commerce
  • Infrastructure & adoption realities
  • What the next 3–5 years look like
ISO 20022 & Payments Modernization
  • AI-driven fraud detection & behavioral analytics
  • Sub-second decisioning & adaptive authentication
  • Explainability, governance & trust
  • Controlling risk without adding friction
Open Banking & Consumer-Driven Finance
  • 24/7 real-time processing & architectures
  • Core modernization & orchestration layers
  • Cloud, resilience & scalability
  • Interoperability across rails
Pay by Bank & Account-to-Account Payments
  • Continuous liquidity optimization
  • Intraday visibility & funding models
  • Predictive treasury analytics
  • Automated balance & funding control
Fraud Prevention, Confirmation of Payee & Trust
  • Real-time AML, KYC & monitoring
  • Continuous identity verification
  • Fraud + compliance convergence
  • Unified, automated risk frameworks
Cross-Border Payments & Canada-U.S. Connectivity
  • Embedded payments & platform ecosystems
  • Wallets, APIs & commerce-led distribution
  • Agentic AI executing financial actions
  • Governance in autonomous systems
Treasury, Liquidity & Real-Time Cash Management
  • Machine payments across IoT, mobility, energy
  • Micropayments at scale
  • Identity for machines
  • Invisible, automated value exchange
AI, Digital Identity & The Future of Payments
  • A2A & Pay-by-Bank adoption
  • Faster, transparent cross-border flows
  • Stablecoins & tokenized money
  • Real-time interoperability across markets

DOWNLOAD OUR PAST AGENDA (ATL 2026)

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