Brief Agenda – Past
Bank of the Future- The Next Gen Core Banking Summit-Frankfurt 202508:30
08:50
08:50
09:00
09:00
09:00
09:10
In this 10-minute networking session, the goal is to connect with three new people. Let the questions on the screen spark your conversation. Enjoy the opportunity to expand your network!
09:00 – 09:10
09:10
10:10
09:10 – 10:10
- Where do today’s institutions stand in terms of digital maturity and AI readiness?
- How is AI (including GenAI, Agentic AI, and advanced analytics) being deployed across customer journeys
- How would you define the ‘Bank of the Future’ in one sentence? How close are we today?
- What are the 3 biggest macro shifts forcing banks to reinvent themselves right now?
- How are forward-thinking banks preparing structurally and strategically for the future?
- Is traditional banking architecture slowing innovation — or is it still a strength?
- What does “Next Gen Banking” actually mean? digital, embedded, intelligent or invisible?
- What are the top roadblocks in upgrading core infrastructure and moving to Next Gen architecture?
- Where do you see the biggest innovation gaps between fintechs and incumbents?
- What are the top 3 existential threats banks face if they don’t transform fast enough?
- Balancing speed of innovation with the trust and compliance expectations of regulators?
- How are leadership teams aligning long-term transformation goals with commercial viability and trust?
- How are banks redesigning their operating models to become modular, agile, and AI-native?
- How are open banking, embedded finance, and BaaS models reshaping the definition of customer ownership?
- How can banks modernize securely while keeping pace with compliance, digital ID, and cyber expectations?
- With AI, Automation, and Platformization – what new roles will banks play in customers’ lives by 2035?
- What’s the realistic outlook for emerging technologies like quantum computing, predictive compliance, and selflearning finance?
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Svetlana Dimova
Kreissparkasse Köln
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Olle Nideborn
ING
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Charles Phiri
JPMorgan Chase
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Senior Executive
Available for Platinum Sponsor
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Diana Razumovic
Independent Consultant
10:00
10:10
10:35
10:10 – 10:35
- Building banks that evolve continuously — not once a decade.
- Why Next Gen core isn’t just IT’s job — it’s a boardroom priority.
- Bank as a Platform: Monetizing capabilities, not just services.
- Fintech-FI Fusion: The new blueprint is collaborative, not competitive
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Senior Executive
Available for Title Sponsor
10:35
11:00
10:35 – 11:00
- Moving from vision to delivery: The transformation roadmap inside a Tier-1 bank.
- Architecting for speed and scale: Cloud, modularity, and core system redesign.
- How future-ready banks are breaking down silos and rebuilding around speed, scale, and smarts.
- Moving from static products to intelligent, adaptive financial services.
- Embracing AI-native core architectures for personalization at scale.
- The death of linear journeys — and rise of ambient banking.
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Senior Executive
TBC (Available for Bank)
10:55
11:25
11:00
11:25
11:45
11:25 – 11:45
- What does a Next Gen core really look like? Cloud-native, API-first, modular, and real-time.
- Strategies for migrating from legacy platforms without disrupting mission-critical processes.
- Building for resilience, elasticity, and accelerated time-to-market in a hypercompetitive environment.
- Real-world insights from core modernization journeys across Tier-1 and Tier-2 banks.How to avoid pitfalls and optimize ROI in multi-year modernization programs.
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Senior Executive
Reserved For FIS (Gold Sponsor)
11:45
12:25
11:45 – 12:25
- What does modernization look like today — full-stack transformation, smart overlays, or API-led architecture?
- Why do some institutions begin with infrastructure, while others focus on experience or middleware first?
- What’s the right balance between building in-house, co-creating with fintechs, or leveraging platform partners?
- How are banks choosing between cloud-native, cloud-hosted, or hybrid models?
- What role do APIs and orchestration play in breaking down legacy complexity?
- How can transformation happen without disrupting uptime, security, or compliance?
- Is there a path to gradually reduce tech debt — or does it require bold leaps?
- How do banks define the boundary between core platforms and the broader digital ecosystem?
- What’s the best way to safeguard modernization decisions from fast-changing tech and regulation?
- Can you move fast and still enforce strong governance — or is it a trade-off?
- What mindset shifts and internal cultures are needed to make transformation stick?
- Are regulators, auditors, and boards evolving fast enough to keep pace with transformation?
- What are the top lessons from banks that have already gone through this journey?
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Guillermo Vieira De Santiago
BBVA
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Sascha Doelker
dwp bank
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Jalil Berrada
Société Générale
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Senior Executive
TBC (Available For Panel Sponsor)
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Eamonn White
Ardhill Advisory LTD (Panel Moderator)
12:00
12:25
12:40
12:25 – 12:40
- How orchestration platforms and smart layers can wrap legacy cores without complete replacement
- Moving toward modular, plug-and-play banking: What’s working in real deployments?
- The strategic role of integration APIs, service meshes, and abstraction layers in enabling transformation
- How to enable composability while maintaining core integrity, regulatory controls, and uptime
- Aligning modernization journeys with payments transformation, CX upgrades, and real-time data flow
- Case studies from mid-sized banks adopting progressive modernization to de-risk their roadmap
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Senior Executive
TBC (Available for Bank)
12:40
13:00
12:40 – 13:00
- AI drives fraud and insights today — but can it own the full payment lifecycle next.
- UI still dominates payments — how do we shift to truly invisible, autonomous flows?
- Fintechs are building AI-native rails — can traditional banks catch up in time?
- AI is speeding up decisions — but how do we build trust as machines take control?
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Senior Executive
TBC (Available for Silver sponsor)
13:00
13:00
14:00
14:00
14:00
14:25
14:00 – 14:45
- From fraud to flow — is AI now orchestrating payments in real time?
- Can AI predict and trigger payments faster than user intent?
- As machines decide, how do we keep payments explainable and fair?
- Can we embed intelligence without losing trust or control?
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Robert Bashford
European Central Bank (tbc)
14:45
15:10
14:45 – 15:10
- Real-time rails got us here — but is “right-time” the new gold standard?
- Where is friction still slowing down the payment experience today?
- Can legacy infrastructure handle the explosion of micro-transactions?
- Are banks equipped to support machine-to-machine payments at scale?
- Is it possible to embed payments everywhere — without losing control?
- How do we build invisible payments that customers still trust?
- Can AI personalize payments without breaking compliance?
- What role will CBDCs and stablecoins play in next-gen cross-border flows?
- Will banks shape the programmable money era — or just plug into it?
- As money moves at the speed of thought, can banks keep up — or become irrelevant?
- How are you preparing your teams for a world where payments are ambient, automated, and autonomous?
- What’s the one innovation banks must prioritize to stay relevant in the invisible payments era?
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Thomas Stosberg
Deutsche Bank
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Lirka Bibezic
BNP Paribas
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2 Senior Executive
Available for Bank
-
Senior Executive
Available For Panel Sponsor
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Senior Executive
Moderator
15:00
15:10
15:25
15:10 – 15:25
- AI drives fraud and insights today — but can it own the full payment lifecycle next.
- UI still dominates payments — how do we shift to truly invisible, autonomous flows?
- Fintechs are building AI-native rails — can traditional banks catch up in time?
- AI is speeding up decisions — but how do we build trust as machines take control?
-
Senior Executive
Available for Keynote sponsor
15:25
16:10
15:25 – 16:10
- How are banks moving from workflow automation to AI-led decision-making in critical operations today?
- What does it take to embed intelligence deep within banking systems — beyond chatbots and analytics?
- Which areas of banking are already showing progress toward self-healing or self-optimizing systems?
- How are institutions redesigning core processes to enable autonomy, not just efficiency?
- Are banks equipped — structurally and culturally — to adopt AI as a core architectural layer?
- What are banks doing today to balance explainability, speed, and trust in AI-led processes?
- Where are banks seeing real competitive advantage from embedded AI — and what’s still hype?
- How are compliance teams working with tech to ensure AI systems meet evolving regulatory expectations?
- In the race between fintechs and incumbents, who’s making faster progress toward autonomous operations and why?
- What lessons are emerging from early AI deployments that are influencing future architecture and investment decisions?
- Lessons learned: What worked, what didn’t, and what would panelists do differently next time?
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Ula Antonkiewicz-Kotla
Citi
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Sebastian Koerner
Helaba
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Nacho Beites
Openbank
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Bernd Fritzke
DekaBank
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Senior Executive
Available for Panel sponsor
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Wiktoria Cieslik
UBS & HTFusion (Panel Moderator)
16:00
16:10
16:30
16:10 – 16:30
- How are banks moving from broad predictions to hyper-personalized experiences in real time?
- What does true AI-powered engagement look like beyond just marketing automation?
- How can embedded intelligence make digital journeys feel effortless and adaptive?
- Where’s the line between personalization and privacy — and how do you keep trust intact?
- What’s needed to embed AI into every touchpoint — from architecture to governance?
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Silvia Garcia Ledesma
Santander
16:30
16:50
16:50
17:30
16:50 – 17:30
- Is Zero Trust fully embedded — or still a moving target in banking?
- Can legacy security models handle the scale of AI-powered banking systems?
- Why is digital ID no longer enough — and what’s next?
- Are security teams slowing innovation, or enabling it through smarter design?
- How are banks preparing for autonomous, AI-driven cyber threats?
- Can threat detection move from reactive to self-healing and proactive?
- What’s the role of behavioral biometrics in real-time authentication?
- How do banks secure invisible, embedded payment experiences — without friction?
- What does an AI-native, borderless security architecture look like by 2030?
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Giana Quandt-Martiena
KBC Bank & Verzekering
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Zafer Ergezen
GarantiBank
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Eran Goldman-Malka
European Depositary Bank
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Riccardo Riccobene
State Street Bank International
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Marta Kurpisz
Independent (Panel Moderator)
17:00
17:30
17:35
17:35
18:20
Unwind and connect at our exclusive evening drinks reception. Join industry peers, innovators, and thought leaders for a relaxed networking experience over fine drinks and great conversations.