Brief Agenda

09:00 am

09:00

09:30

Register grab a coffee. Mix, mingle and say hello to peers old and new.

09:30

09:35

Conference Chair’s Welcome Note

Wiktoria Gromowa-Cieslik

UBS & HTFusion

09:35

10:35

Panel 1: The Future of Banking – Driving Vision, Velocity & Value.

Where do today’s institutions stand in terms of digital maturity and AI readiness?
How is AI (including GenAI, Agentic AI, and advanced analytics) being deployed across customer journeys.
How can standardized platforms help banks modernize faster and cut integration complexity?
Where is GenAI delivering real impact in banking, and what stands in the way of scaling it safely?
What are the 3 biggest macro shifts forcing banks to reinvent themselves right now?
How are forward-thinking banks preparing structurally and strategically for the future?
Is traditional banking architecture slowing innovation — or is it still a strength?
What does “Next Gen Banking” actually mean? digital, embedded, intelligent or invisible?
Use cases and Implications.

Charles Phiri

JPMorgan Chase

Burak Duygulu

Nexent Bank

Olle Nideborn

ING

Cedric Vallee

Bpifrance

Wiktoria Gromowa-Cieslik

UBS & HTFusion (Moderator)

10:00 am

10:35

10:40

Stage Reset (5 mins)

10:40

11:10

Sovereign AI for Core Banking – Scaling Financial Technology Applications with agentic, agnostic AI Platforms

Discover how FIS, in collaboration with NVIDIA, is driving the next evolution of core banking through sovereign, agentic, and agnostic AI platforms. This session explores regulatory drivers, architecture foundations, and real-world use cases — including an example from FIS KORDOBA showcasing how clean data and scalable AI can unlock true value in financial technology.

Boris Strucken

FIS

Jochen Papenbrock

Nvidia

11:00 am

11:10

11:40

Morning Networking Break/ Pre-Arranged Meetings (30 minutes)

11:40

12:10

From Theory to Practice – Embedding Responsible & Ethical AI at Scale

Building Santander’s Global Data & AI Function around trust, transparency, and accountability.
Operationalizing Responsible AI through the Data, Cloud & AI Transformation Dashboard.
Measuring AI adoption, performance, and risk mitigation in real time.
Safeguarding privacy, IP, traceability, and fairness across AI-driven decisions.
What responsible-AI use cases are delivering real value, and how can banks scale them safely?

Silvia Garcia Ledesma

Santander

12:00

12:05

12:10

Stage Reset (5 mins)

12:10

13:00

Panel 2 Breaking the Core: How Banks Are Modernizing the Heart of Their Infrastructure (50 mins)

What does true modernization look like today—full-stack transformation, smart overlays, or API-led innovation?
How are banks deciding between cloud-native, cloud-hosted, or hybrid core models?
What role do APIs and orchestration play in breaking down legacy complexity?
Can transformation happen without disrupting uptime, security, or compliance?
How can banks reduce tech debt effectively—through gradual evolution or bold reinvention?
How can governance keep pace with fast-changing technology and regulatory demands?
What cultural and mindset shifts are essential to make transformation truly stick?
Which modernization use cases are creating real impact, and what are the key implications for banks?

Guillermo Vieira De Santiago

BBVA

Sascha Doelker

dwp bank

Jalil Berrada

Société Générale

Kai Schröder

NatWest

Krasimir Simonski

Cyen (Moderator)

13:00

14:00

Networking Lunch/ Pre-Arranged Meetings (60 mins)

14:00

14:45

Panel 3: Automation to Autonomy: Balancing Bank Intelligence with Data Sovereignty

How are banks shifting from workflow automation to AI-led decisions?
Where is banking already showing self-healing or self-optimizing systems?
How are core processes being redesigned for autonomy, not just efficiency?
Are banks structurally and culturally ready to adopt AI as a core layer?
What lessons from early AI deployments are shaping future investments?
Who’s moving faster toward autonomous operations — fintechs or incumbents?
What does it take to embed intelligence deep within banking systems
How do sovereignty requirements shape those design choices?
How are institutions balancing explainability, speed, trust and sovereignty — in AI-led processes?
Where are banks seeing real competitive advantage from embedded AI,
Does sovereignty give incumbents a home-market edge?
What shifts are needed to align AI with national and regional sovereignty laws?
How can global banks balance innovation with sovereignty mandates across markets?

Ula Antonkiewicz-Kotla

Citi

Sebastian Koerner

Helaba

Nacho Beites

Openbank

Bernd Fritzke

DekaBank

Wiktoria Gromowa-Cieslik

UBS & HTFusion

14:45

14:50

Stage Reset (5 mins)

14:50

15:35

Panel 4 Invisible, Intelligent, Inevitable: The Future of Payments

What are the biggest challenges banks face in shaping the future of payments?
Which innovation priorities matter most for staying competitive?
How are corporate payment needs changing, and how are banks responding?
How will marketplace models like “Global Hausbank” shape corporate payments?
What future do you see for faster, cheaper cross-border payments?
What impact could blockchain-based payment infrastructure have globally?
How is AI being used in payments today, and what trust concerns does it raise?
What role will AI play in enabling real-time or autonomous payments?
What new skills do teams need as payments become embedded and automated?
What’s the most important next step for banks preparing for the future of payments?

Thomas Stosberg

Deutsche Bank

Lirka Bibezic

BNP Paribas

Vasil Shengelia

National Bank of Georgia

Anette Brolos

Finthropology (Moderator)

15:00

15:35

16:05

Stretch Break & 1-2-1 Business Meetings/ Networking ( 30 minutes)

16:00

16:05

16:50

Panel 5 Securing the Future Bank: Resilience in a Borderless, AI-Driven World. (40 Mins)

Is Zero Trust fully embedded — or still a moving target in banking?
How are banks preparing for autonomous, AI-driven cyber threats?
Why is digital ID no longer enough — and what’s next?
Can legacy security models handle the scale of AI-powered banking systems?
Are security teams slowing innovation, or enabling it through smarter design?
What does an AI-native, borderless security architecture look like by 2030?
How do banks secure invisible, embedded payment experiences — without friction?
Which cyber-resilience use cases matter most now, and what are their key implications for banks?