Brief Agenda

September 10, 2026

09:00 am

09:00
09:25
Register, grab a coffee, and catch up with familiar faces while meeting new ones.
09:25
09:30
Conference Chair’s Welcome Remarks

Steve Mott

Chairperson

Session 1 : Cost, Margins & Payments Economics

09:30
10:30
Beyond Acceptance: Optimizing Every Dollar That Moves Through Retail
  • Where are retailers losing the most value in the payment journey?
  • How can payment orchestration improve cost, performance & resilience?
  • Are multiple PSPs creating flexibility—or unnecessary complexity?
  • How do retailers gain real-time visibility across every payment?
  • Can AI optimize authorization, routing & payment operations?
  • How do retailers reduce reconciliation and settlement friction?
  • What payment experiences drive both conversion and loyalty?
  • How should retailers prepare for Pay by Bank, wallets & new payment methods?

Tom Hutchison

Wally's Wine & Spirits

Vinay Kumar

Northern Trust

Senior Executive

Available for Retailer

Senior Executive

Ayden

Jim Okamura

McMillanDoolittle (Moderator)

10:00 am

10:30
10:35
Stage Reset

Session 2 : Optimizing Checkout Experience

10:35
11:35
Panel 2: The Checkout Moment — Building Unified, Omnichannel Experiences That Convert
  • Where are retailers still losing customers at the moment of payment?
  • How do retailers deliver a seamless checkout across every channel?
  • Can payment orchestration become the engine of modern checkout?
  • How is AI optimizing payment performance and conversion?
  • Can identity reduce friction without compromising security?
  • How should retailers balance payment choice with checkout simplicity?
  • Which innovations are delivering measurable improvements in checkout performance?
  • What will define the future of intelligent checkout?

Courtney Bloomer

Lowe's

Kendall Green

The Vitamin Shoppe

Meghan Walls

IXOPAY

Steve Mott

Chairperson (Moderator)

11:00 am

11:35
11:40
Stage Reset

Session 3 : Agentic Commerce: Use Cases & ROI

11:40
12:00
The AI-Powered Retailer: Personalization at the Speed of Commerce
  • How is AI transforming customer expectations?
  • What separates personalization from true customer intelligence?
  • Where is AI creating measurable business value today?
  • How do retailers scale personalization responsibly?
  • How can predictive AI anticipate customer needs in real time?
  • What's next for AI-powered commerce?

Bhavya Awasthy

Walmart

12:00

12:00
13:00
Panel 3: Agentic Commerce, Real-Time Intelligence at the Point of Payment
  • What will define the era of agentic commerce?
  • How are AI agents reshaping payment decision-making?
  • Can AI outperform traditional payment optimization models?
  • How do retailers unlock real-time intelligence across the payment journey?
  • Can AI simultaneously improve conversion, fraud prevention & profitability?
  • What infrastructure is needed to support intelligent commerce at scale?
  • How much autonomy should retailers give AI?
  • Which use cases are proving ROI today?
  • How should organizations prepare for AI-native commerce?
  • What will the next generation of retail payments look like?

Sara Hibbard

Amazon

Aniruddh Vijaivargiya

Walmart

Jayant Kumawat

PepsiCo

Alex Godoy

Airwallex

Patricia Partelow

EY (Moderator)

13:00

13:00
14:00
Networking Lunch/ Pre-Arranged Meetings (60 mins)

14:00

Session 4 : AAI, Personalization & Payments

14:00
14:50
Panel 4: The Future of Intelligent Commerce: AI, Personalization & Payments
  • How is AI redefining customer experiences at the point of payment?
  • Can payment data become the next frontier of personalization?
  • How do retailers deliver contextual payment experiences in real time?
  • When does payment choice increase conversion—and when does it create friction?
  • How can AI optimize payment performance, loyalty & customer lifetime value?
  • What role will agentic AI play in the future of commerce?
  • How do retailers personalize responsibly while maintaining customer trust?
  • What will define the next generation of intelligent commerce?

Carly Lee

Circle K

Sneha Chitte

Wayfair

Senior Executives

Available for Retailer

Senior Executives

Available for for Fintech Company

David Jackson

Marketcy (Moderator)
14:50
14:55
Stage Reset

Session 5 : Balancing Risk, Fraud & CX

14:55
15:40
Panel 5: Trust at Checkout: Balancing Fraud, Security & Customer Experience
  • Where are retailers most vulnerable to fraud across online, in-store, and omnichannel journeys today?
  • How are fraud patterns evolving with wallets, BNPL, and real-time payments?
  • Where are retailers losing more revenue today—fraud or false declines?
  • How can retailers reduce fraud without adding friction at checkout?
  • What role does real-time data and decisioning play in improving approval rates and reducing risk?
  • How should retailers rethink identity and authentication for a seamless customer experience?
  • How are leading retailers balancing compliance requirements with speed and conversion?
  • What practical steps can retailers take today to strengthen trust while protecting revenue?

Scott Benson

Mudbay

Rajiv Sridhar

Airbnb

Senior Executive

Available for Fintech Company

Faizal Yakoob

KPMG (Moderator)

15:00

15:40
15:50
Conference Chair closing remarks

Anton Kornilov

Kernel Acumen Ltd (Chairperson)
15:50
Cheers with Peers – Close the Day with Evening Drinks
Thank you for being part of the summit! See you next year!
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