Brief Agenda MM - Kinfos Events

MONEY Movement
Summit

2026 Agenda

Explore the agenda featuring the hot topics that will be covered at the event.

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08:30

Registration & Morning Networking

09:00 - 09:05

Conference Chair’s Welcome Remarks

Deborah Baxley

Partner

Morning Panel Session

09:05 – 10:05

The Next Era of Money Movement: Reinventing the Financial Ecosystem

How are AI, intelligent automation, and digital platforms redefining money movement?
Will banks remain at the center of the payments ecosystem, or become the infrastructure behind it?
What role will real-time payments, programmable money, digital identity, and tokenized assets play in the future?
How are changing customer expectations reshaping the way businesses design payment experiences?
Where should financial institutions prioritize investment to remain competitive over the next five years?
What partnerships will be critical to building a connected, resilient, and always-on financial ecosystem?
Looking ahead to 2030, what will define the winners in the money movement?

David Mead

SVP, Director of Operations Money Movement Platforms

Shreya Singh

Executive Director, Commercial Digital Products

Kenneth Lehmann

Director - Treasury Product Manager / Global Payments

Manish Sharma

SVP, Head of Payments & Partnership Modernization

Senior Executive

TBC

Deborah Baxley

Partner

Morning Networking Break/ Pre-Arranged Meetings (25 minutes)

10:30 – 10:55

Building America's Next-Generation Payments Infrastructure: From Adoption to Scale

Are we ready for the next generation of U.S. payments?
How do we turn real-time payments into real-world value?
Can interoperability become the industry's competitive advantage?
How do we balance speed, security, and trust?
What should payment modernization look like by 2030?

Mollie Markham

Industry Relations Manager

10:55 – 11:45

Panel 1: From Batch to Always-On: How Banks Are Scaling Real-Time Infrastructure

What does "always-on" banking really mean beyond faster payments?
Can legacy infrastructure support the demands of a 24/7 economy?
Where do banks face the biggest roadblocks in scaling real-time capabilities?
How do you balance speed, resilience, and fraud prevention simultaneously?
Is payment orchestration becoming the backbone of modern banking?
What distinguishes leaders from followers in real-time transformation?
What should banks prioritize in the next phase of modernization?

Christopher Misener

Director, Real-Time & Emerging Payments

Candace Wenzel

Director, Treasury &Trade Solutions

Dana Woller

SVP, Sr Bank Operations Manager

Chris Rhea

Chief Revenue Officer

John Wilson

Head of Solutions

11:45 – 11:50

Stage Reset

11:50 – 12:10

Scaling RTP®: From Faster Payments to Smarter Money Movement

How is RTP reshaping the future of business payments?
Where are banks seeing the strongest return on RTP investment?
How do data and APIs unlock new customer value?
What's needed to accelerate ecosystem-wide adoption?
What's next for RTP in an always-on economy?

Sabrina Chin

VP, RTP Product Management

12:10 – 12:30

The Future-Ready Bank: Building Intelligent, Open & Connected Financial Institutions

The macro imperative in banking.
Modernizing core banking with cloud-native, scalable infrastructure.
Leveraging AI to enhance customer experiences, operational efficiency, and fraud prevention.
Accelerating innovation through open banking, APIs, and fintech partnerships.
Enabling seamless real-time payments and next-generation money movement.
Balancing rapid digital transformation with security, compliance, and customer trust.

Raksha Bhola

Director, Payments Strategy

12:30 – 12:50

Building Trust in the Next Generation of Banking : Where Innovation Meets Governance

What does trust look like in the next generation of banking?
Can innovation and governance truly evolve together?
How should banks prepare for the era of programmable finance?
Where do digital assets fit within tomorrow's banking model?
What capabilities will define future-ready financial institutions?

Lala Bregvadze

Chief Compliance Officer

10:30 – 10:55

The Evolution of Agentic Payments and Agentic Commerce

The Rise of Autonomous Payments: From Consent to Execution.
How are AI agents transforming payment consent and transaction execution?
What opportunities does programmable money unlock for banks and merchants?
How will emerging AI protocols shape the next generation of payment ecosystems?
What capabilities should financial institutions build today for an AI-driven payments future?

Subhrajyoti Mukhopadhyay

Executive Director - Payments Enterprise Architecture

10:55 – 10:45

Panel 1 : When AI Moves Money: Intelligence, Autonomy and the Future of Control

How is agentic AI transforming the way money moves?
Where is AI delivering measurable value across the payments lifecycle?
How much decision-making should banks hand over to AI?
Can AI improve trust, transparency, and customer confidence?
Who is accountable when autonomous payments go wrong?
Are financial institutions ready for AI-to-AI payment interactions?
What will autonomous payments look like over the next five years?

Alfredo Castillo

Sr. Applied AI Architect

Mihail Duta

Director, Global Solution Consulting, Payments, Americas

Anirban Banerjee

VP, Director of Digital Strategy & Products

Kasinath Rout

Director of Architecture

Louis Bode

COO/CIO

11:45 – 11:50

Stage Reset

11:50 – 12:10

When AI Gets the Keys: Governing AI Decisions at Machine
Speed

How is agentic AI transforming the way money moves?
Where is AI delivering measuraHow agentic AI is transforming money movement and reshaping financial-crime threats and defenses.
What changes when AI gains the access, authority, and tools to move from recommending decisions to executing them?
The consequential blind spots institutions may not see coming as Agentic AI gains autonomy and authority.
Moving from point-in-time approval to continuous behavioral assurance, without slowing innovation.ble value across the payments lifecycle?
How much decision-making should banks hand over to AI?
Can AI improve trust, transparency, and customer confidence?
Who is accountable when autonomous payments go wrong?
Are financial institutions ready for AI-to-AI payment interactions?
What will autonomous payments look like over the next five years?

Thomas J. Nadratowski

MD, Chief Auditor – Global Financial Crimes

12:10 – 12:30

The Future of Digital Money: Building Trust in a Tokenized Economy

What does it really take to move from legacy cores to continuous, real-time processing?
What does being ‘AI‑ready’ actually mean today, even before you switch specific AI use cases on?
Core transformation as step one: how is a strong digital core essential to lay the foundation for AI?
A use-case approach: how can banks identify the data maturity they require for their AI and personalisation goals?
Transforming data management: what steps do banks need to take to ensure quality and real-time data access for AI use cases?

Gabriella Almeida

Director

Caroline McIlroy

Director, Digital Assets

12:30 – 12:50

Rethinking Payments: Building the Next Generation of Digital Commerce

How are changing customer expectations reshaping payments?
Can account-to-account payments become mainstream?
What's driving the next wave of payment innovation?
How do merchants balance choice, cost, and customer experience?
What will define the future of digital commerce?

Senior Executive

TBC

Lunch Break/ Pre-Arranged Meetings (1 hour)

01:50 – 02:40

Panel 2: Fraud at Machine Speed: Detection, Decisioning and the New Economics of Loss

Can AI outpace the next generation of financial crime?
How do we stop fraud without adding customer friction?
Who should own fraud risk across the payments ecosystem?
How do we combat APP fraud, scams & mule networks?
Can shared intelligence become the industry's greatest defense?
What will define fraud resilience in an always-on economy?
What’s one assumption about fraud that banks need to rethink in the next few years?

Darrell Jantzi

Director of Fraud

Sharada Jaideep

Head of Payments, Retail and Small Business Banking

Patrick Brown

VP, Fraud Prevention and Detection Manager

Senior Executives

TBC

Jakob Robinson

Manager - Forensic Technology

01:55 – 02:40

Panel 2: The Race to Digital Money: Stablecoins, Tokenization & the Future of Financial Infrastructure

Who will lead the next generation of digital money?
Are stablecoins and tokenized deposits competitors or complements?
Which institutional use cases are finally reaching scale?
Can digital money redefine cross-border and commercial payments?
How do we build trust, interoperability & regulatory confidence?
What will separate market leaders from fast followers?

Arijit Das

SVP, Digital Asset Innovation Technology

Ksenia Shnyra

Principal, Digital Assets Americas

Otmane Oudrhiri

SVP, Sr Engineering Manager – Payments & Digital Assets

Senior Executives

Available for Fintech Company

Mark Ranta

Senior Manager, Payments Technology Consulting

02:45 – 02:50

Stage Reset

02:50 – 03:00

Panel 3: The Future of Global Payouts: Orchestrating Money Movement Across a Connected World

How is orchestration redefining global payouts?
Can APIs simplify money movement across multiple payment rails?
How is embedded finance transforming commercial payouts?
What does it take to scale cross-border payouts with confidence?
How can automation reduce complexity without compromising control?
What's next for global payout infrastructure?

Andy Hurt

Vice President, API Channel Lead

Ran Grushkowsky

CEO

Navendu Inamdar

Head of payments & technology

Senior Executive

TBC

Steve Mott

Owner

03:00 - 03:45

Panel 3 : Funding the Instant Economy: Liquidity, Treasury & Real-Time Control

How is the instant economy redefining treasury management?
Can liquidity become truly real-time across payment rails?
Which real-world use cases are driving treasury transformation?
How are AI and data improving liquidity decision-making?
How are AI and data improving liquidity decision-making?
What lessons are banks learning from always-on treasury?
What will the next generation of treasury look like?

Howard Lemons

SVP, Director of Treasury Management Product Management

Juan Bolona

Sr. Director, Cash Management & Trade Finance Solutions

Andrea Tadych

Sr. Mgr. Treasury Management

Senior Executives

Available for Panel Sponsor

David Jackson

Managing Director

03:45

SHIFT TO STAGE 1

01:55 – 02:40

Panel 2: Fraud at Machine Speed: Detection, Decisioning and the New Economics of Loss

In real-time payments, are we still preventing fraud or just deciding who takes the loss?
At sub-second speeds, how much control do banks really have without adding friction?
Is AI genuinely improving fraud outcomes, or just helping us react faster to the same problems?
How do you detect fraud when everything looks legitimate from the user side?
Are banks prepared for the rise of scams and first-party fraud, where the customer is part of the transaction?
With so much data available, are teams getting better insights or just more noise?
In instant payments, who really owns fraud risk today?
Is the industry moving toward managing fraud losses instead of trying to eliminate them?
Are we keeping up with fraudsters, or just constantly playing catch-up?
What’s one assumption about fraud that banks need to rethink in the next few years?

Roderick Brown

SVP, Wholesale Payments Fraud Control Solutions

3 Senior Executives

TBC

Senior Executives

TBC

Senior Executives

TBC

02:40 – 03:00

Fighting Fraud at Machine Speed: Can Risk Keep Up with Real-Time?

In sub-second payments, is fraud prevention still decisioning—or just risk acceptance?
Are we shifting from stopping fraud to managing losses in a real-time world?
Can AI truly detect intent in real time, or is it just reacting faster to the same signals?
Who takes the hit in instant payments—the bank, the network, or the customer?

Senior Executives

TBC

03:45 – 04:00

Powering Machine Payments — Cloud, Data, and Event-Driven Architectures for Real-Time Ecosystems

A focused session on how cloud platforms and data infrastructure are enabling the next generation of machine-to-machine payments. It explores how event-driven architectures, IoT connectivity, and real-time data processing are allowing institutions to orchestrate automated transactions, integrate devices into payment ecosystems, and support scalable, secure, and low-latency financial interactions across connected environments.

Senior Executive

TBC

03:00 – 03:45

Panel 3 : Funding the Instant Economy: Liquidity, Treasury & Real-Time Control

How has real-time settlement changed liquidity management in U.S. banks day to day?
Are current prefunding models for RTP and FedNow sustainable as volumes scale?
How are banks managing liquidity across multiple rails without fragmenting capital?
Do banks have true real-time visibility of cash positions, or is that still aspirational?
How is treasury evolving—from end-of-day forecasting to continuous decisioning?
What happens in a stress scenario—are current liquidity frameworks built for real-time shocks?
What needs to change to make real-time liquidity truly scalable—technology, policy, or operating models?

Howard Lemons

Ameris Bank

Kenneth Lehmann

Bank Of America

Andrew Matheou

BMO Capital Markets

Ashley Hastings

Santander Bank (TBC)

Senior Executives

Available for Panel Sponsor

Senior Executives

Moderator

03:45

SHIFT TO STAGE 1

Stretch Break / 1-2-1 Pre- Arranged Meetings (30 Mins)

04:15 - 05:30

Panel 4: The Connected Payments Journey: Aligning Banks, Merchants & Networks

Who should own the future of the payment experience?
Can AI fundamentally change how the ecosystem works together?
Where are banks, merchants and networks still working in silos?
Who captures—and who creates—the most value in the payment chain?
What must change for the industry to deliver truly connected commerce?

Kendall Green

Senior Engineer Payments Advisor

Sara Hibbard

Head of NA & EU Payments CS Strategy

Senior Executives

TBC

Senior Executives

TBC

Senior Executives

TBC

03:00 – 03:45

Panel 3 : Funding the Instant Economy: Liquidity, Treasury & Real-Time
Control

How has real-time settlement changed liquidity management in U.S. banks day to day?
Are current prefunding models for RTP and FedNow sustainable as volumes scale?
How are banks managing liquidity across multiple rails without fragmenting capital?
Do banks have true real-time visibility of cash positions, or is that still aspirational?
How is treasury evolving—from end-of-day forecasting to continuous decisioning?
What happens in a stress scenario—are current liquidity frameworks built for real-time shocks?
What needs to change to make real-time liquidity truly scalable—technology, policy, or operating models?

Howard Lemons

Ameris Bank

Kenneth Lehmann

Bank Of America

Andrew Matheou

BMO Capital Markets

Ashley Hastings

Santander Bank (TBC)

Senior Executives

Available for Panel Sponsor

Senior Executives

Moderator

03:45

SHIFT TO STAGE 1

Cheers with Peers – Close the Day with Evening Drinks

Cheers with Peers – Evening drinks

The End - See You Tomorrow For Day 2!

08:30

Registration & Morning Networking

09:25- 09:30

Conference Chair’s Welcome Remarks

Emily Baxter

Partner

09:30– 10:30

Morning Panel : Cross-Border Payments at a Tipping Point: From Correspondent Banking to Connected Global Rails

Is correspondent banking entering its next chapter?
Can global interoperability finally replace payment fragmentation?
How do APIs, ISO 20022 & orchestration transform cross-border payments?
What's solving liquidity beyond prefunding and nostro accounts?
How are digital money and stablecoins reshaping global payments?
Can AI make cross-border payments smarter, faster & more resilient?
Where are banks and fintechs creating the most value together?
How do we balance speed, transparency & regulatory compliance?
Which commercial models will define the next payments ecosystem?
What will power the future of the global money movement?

Janice Ong

VP Payments Experience

Edward Brady

Head of Mid Market FI's for the America

Karyna do Monte

VP, Payments Platform Transformation & Delivery, ISO 20022

Senior Executive

TBC

Deborah Baxley

Partner

10:05 – 10:30

Reinventing Cross-Border Payments — From Fragmented to
Real-Time Global Flows

How are fintechs shifting cross-border from batch processing to real-time execution?
What’s driving transparency and cost efficiency in FX and pricing models?
How are APIs enabling seamless, scalable global payment flows?
What will it take to move from fragmented corridors to truly interoperable networks?

Senior Executive

TBC

08:30

Registration & Morning Networking

09:00 - 09:05

Conference Chair’s Welcome Remarks

Steve Mott

Owner

09:05 – 10:05

Morning Panel : Beyond Acceptance: Optimizing Every Dollar That Moves Through Retail

Where are retailers losing the most value in the payment journey?
How can payment orchestration improve cost, performance & resilience??
Are multiple PSPs creating flexibility—or unnecessary complexity?
How do retailers gain real-time visibility across every payment?
Can AI optimize authorization, routing & payment operations?
Where are retailers struggling to balance growth, profitability, and customer experience?How do retailers reduce reconciliation and settlement friction?
What payment experiences drive both conversion and loyalty?
How should retailers prepare for Pay by Bank, wallets & new payment methods?

Derek Nicolich

Vice President of Ecommerce & Digital Marketing

Tom Hutchison

Chief Revenue Officer

Senior Executive

TBC

Senior Executive

TBC

Jim Okamura

Partner, Retail and eCommerce Expert

10:05 – 10:30

Payments Are Broken: Where Retailers Are Losing Revenue
Without Realising It

Why “optimised checkout” is still failing—and where conversion is actually being lost?
The uncomfortable truth about payment costs, approval rates, and hidden revenue leakage.
Are more payment options helping—or quietly eroding margin and control?
Why faster, smoother experiences don’t always translate into better financial outcomes?
What retailers must rethink now to stop leakage and turn payments into a true growth driver.

Senior Executive

Available for Platinum Sponsor

Morning Networking Break/ Pre-Arranged Meetings (30 minutes)

11:00 – 11:50

Panel 2: Modernizing Financial Crime Controls for the Real-Time Payments Era

How are banks redesigning financial crime controls for real-time payment environments?
What does effective fraud, AML, and identity convergence look like in practice?
Where should accountability sit in AI-driven financial crime decisioning?
How can institutions reduce fraud without adding friction to customer journeys?
Are legacy AML and KYC frameworks fit for real-time payments at scale?
What role does data sharing play in strengthening ecosystem-wide risk defense?
How can banks ensure governance and explainability in AI-led controls?
What infrastructure is needed to support trust in instant payment
networks?

Thomas J. Nadratowski

MD, Chief Auditor, Global Financial Crimes

Kapil Shukla

GFC KYC Leader

Max J. Starkie

Executive - AML & Financial Crimes Shared Services

Senior Executives

TBC

Senior Executives

TBC

11:50 – 12:10

Tackling deepfakes and synthetic identity fraud

Synthetic identity: how serious is the threat to traditional eKYC methods?
Speech, image, and video: how are the complexity of deepfakes evolving?
Detecting synthetic identities reliably: what tools have proven successful?
Digital IDs: are they the solution to the synthetic identity challenge?

Senior Executives

TBC

12:10 – 01:00

Panel 3: Deepfakes & Synthetic Identity: Rethinking Trust in Payments

Is identity becoming untrustworthy by default in digital payments?
How are deepfakes reshaping authentication across voice, video, and biometrics?
Synthetic identity vs account takeover: where is fraud growing faster?
What fails first—onboarding (eKYC) or transaction authorization?
Can liveness, behavioral biometrics, and device intelligence keep pace with AI?
Do we need a new trust layer beyond identity?
What role should regulators play in AI-era identity standards?

Priya Krishnamoorthy

Digital Identity Risk & KYC Product management expert

4 Senior Executives

TBC

Senior Executives

TBC

Senior Executives

TBC

11:00 – 11:50

Panel 2: The Checkout Moment: Designing for Conversion, Trust & Speed

Where are retailers still losing customers at checkout—and is it UX, infra, or orchestration?
What breaks in consistency across web, mobile, and in-store checkout journeys?
How does backend reliability (latency, failures, routing) directly impact conversion rates?
What does true identity continuity across channels look like in practice?
How are leading retailers bridging online ↔ offline payment journeys seamlessly?
When does adding payment choice improve conversion vs. create friction?
How should retailers balance speed, security, and authentication at checkout?
What role does personalization play in optimizing the “moment of payment”?
What does a unified checkout architecture look like at scale?
What should retailers prioritize next to win the checkout moment?

Sneha Chitte

Senior Product Manager – Personalization

Deb Meyers

Payment Systems Product Manager

Kendall Green

Senior Engineer Payments Advisor

Senior Executives

TBC

Senior Executives

TBC

11:50 – 12:10

Beyond Checkout: Building a Connected Payment Experience

How does the payment journey extend beyond checkout—and why does it matter for trust and retention?
How can richer transaction data improve approvals while reducing disputes?
Where are the biggest gaps in managing post-purchase experiences like refunds and subscriptions?
How can connected payment experiences unlock new growth and customer loyalty?

Senior Executives

TBC

12:10 – 12:35

Panel 3: Personalization at the Point of Payment — From Experience to Revenue

How is AI reshaping personalization across the full commerce journey—not just discovery?
What does real-time personalization at checkout actually look like today?
How can retailers personalize payment methods based on customer behavior, location, and context?
When does personalization drive conversion vs. create friction or complexity?
How can AI optimize payment routing, retries, and authorization outcomes behind the scenes?
What data is required to enable true end-to-end personalization across channels?
How do you balance personalization with privacy, trust, and compliance?
What does a fully personalized payment experience look like in the next 2–3 years?

Chris Petranoff

Sr Manager - Payment and Fraud Center of Excellence

Senior Executives

TBC

Senior Executives

TBC

Senior Executives

TBC

Morning Networking Break/ Pre-Arranged Meetings (1 Hour)

02:00 – 02:50

Panel 4: ACH at Scale — Driving Efficiency, Volume & Resilience in U.S. Payment Flows

Why does this rail still dominate high-volume payment flows in the US?
Where is same-day processing delivering the most value across real use cases?
How are banks and processors evolving it within multi-rail strategies?
What operational and cost challenges still limit scalability?
How are fraud, returns, and risk evolving in account-based payments?
What role does it play across B2B, payroll, and platform-driven flows?
How are legacy systems being modernized without disrupting operations?
How will it coexist with RTP, FedNow, and emerging payment models?

Nanci McKenzie

Director, Product Operations Treasury Management, ACH Expert

Eric Edstrom

Compliance Director of Cash Management & Money Movement

2 Senior Executives

TBC

Senior Executives

TBC

Senior Executives

TBC

02:50 – 03:10

Modernizing ACH — From Legacy Processing to Intelligent Payment
Infrastructure

How is ACH evolving from batch processing to more real-time, intelligent workflows?
How are banks modernizing legacy infrastructure without disrupting high-volume operations?
What role do APIs, data, and orchestration play in improving efficiency and visibility?
How will ACH position itself alongside RTP and FedNow in a multi-rail payments future?

Senior Executives

TBC

03:45 – 04:00

Powering Machine Payments — Cloud, Data, and Event-Driven
Architectures for Real-Time Ecosystems

A focused session on how cloud platforms and data infrastructure are
enabling the next generation of machine-to-machine payments. It explores
how event-driven architectures, IoT connectivity, and real-time data
processing are allowing institutions to orchestrate automated transactions,
integrate devices into payment ecosystems, and support scalable, secure,
and low-latency financial interactions across connected environments.

Senior Executive

Available for BigTech

02:00 – 02:50

Panel 4: Agentic Commerce: Real-Time Intelligence at the Point of
Payment

What does “agentic AI” actually mean in a retail payments context today?
Where are retailers already using AI in real-time decisioning—and what’s actually working?
How is AI changing the way payment decisions are made at checkout versus traditional rule-based systems?
Can AI meaningfully reduce false declines without increasing fraud risk?
How are retailers using AI to optimise routing, approval rates, and payment performance in real time?
What role does data quality and infrastructure play in enabling effective AI-driven decisions?
How do you balance automation with control when AI is making decisions in the moment?
Where does AI add the most value—conversion, fraud prevention, or cost optimisation?
Are retailers ready to trust AI with real-time payment decisions at scale?
What are the biggest operational or organisational challenges in deploying AI in payments?
How do you measure ROI when implementing AI-driven payment strategies?
Where are retailers overestimating AI—and where is it actually delivering results today?
Looking ahead, what will differentiate retailers who successfully adopt real-time intelligent payments?

Sumandeep Singh

VP of Engineering

Vibhooti (Vib) Dev

Director, AI/ML Engineering

Kiran Hegde

Sr Director AI and Engineering

Senior Executives

TBC

Senior Executives

TBC

Senior Executives

TBC

02:50 – 03:10

From Automation to Autonomy: How AI Is Reshaping Payment Decisions in Real Time

What does real-time, AI-driven decisioning look like in modern retail payments?
How can AI improve approvals, reduce friction, and optimise outcomes at checkout?
Where is AI delivering measurable impact today— and where is it still overhyped?
What does it take to move from rule-based systems to intelligent, adaptive decisioning?
How should retailers approach AI adoption without adding complexity or risk?

Senior Executives

TBC

03:10 - 04:00

Panel 5: From FedNow to RTR — Designing the Next Generation of Real-Time Payment Systems

What key lessons from the US experience should shape RTR design in Canada?
How are banks aligning infrastructure to support multiple real-time rails?
What role does interoperability play in enabling cross-border real-time payments?
How are customer expectations evolving with instant, always-on payments?
What are the biggest operational challenges in scaling real-time systems?
How are use cases expanding across retail, corporate, and treasury flows?
What partnerships are critical to building a successful RTR ecosystem?
What will differentiate RTR from existing real-time systems globally?

Shareef Rahim

Director – Emerging Payments

Brent Mizzen

SVP, Payments & Digital

2 Senior Executives

TBC

Senior Executives

TBC

Senior Executives

TBC

03:10 – 04:00

Panel 5: Securing Payments at Scale: Balancing Risk, Fraud &
Customer Experience

Where are retailers most vulnerable to fraud across online, in-store, and omnichannel journeys today?
How are fraud patterns evolving with wallets, BNPL, and real-time payments?
Where are retailers losing more revenue today—fraud or false declines?
How can retailers reduce fraud without adding friction at checkout?
What role does real-time data and decisioning play in improving approval rates and reducing risk?
How should retailers rethink identity and authentication for a seamless customer experience?
How are leading retailers balancing compliance requirements with speed and conversion?
What practical steps can retailers take today to strengthen trust while protecting revenue?