Overview

WHERE INSTANT PAYMENTS
MEET WHAT COMES NEXT

THE NEXT ERA
OF PAYMENTS.

HAPPENING NOW.

IPS Atlanta 2027 brings the payments ecosystem together to explore what happens next — instant payments at scale, fraud and trust, AI-driven commerce, digital assets, cross-border connectivity and the infrastructure powering a 24/7 economy.
  • MARCH 11, 2027
  • ATLANTA, GEORGIA

Instant Is Here. The Harder Questions Start Now.

Returning to Atlanta for its 12th edition, IPS 2027 moves beyond the question of adoption to examine what instant payments mean once the infrastructure is no longer the experiment.
Who captures the value? Where does liability sit? How do new settlement models interact with established rails? And what changes when payments can be initiated by machines?
Five conversations examining the economics, risk, architecture and intelligence of an instant payments economy.

KEY THEMES DRIVING THE CONVERSATIONS

REAL-TIME PAYMENTS

Building interoperable instant payment rails.

TOKENIZED MONEY

The evolution of the settlement layer.

AI & INTELLIGENT COMMERCE

How AI is reshaping payments.

FRAUD & TRUST

Protecting consumers in real time.

THE NEXT INFRASTRUCTURE

Where payment rails converge.

ECOSYSTEMS & PARTNERSHIPS

Building the next financial ecosystem.

WHY IPS ATLANTA?

Where the Payment Ecosystem Comes Together

IPS Atlanta is the senior-level forum for banks, payment networks, fintechs, merchants, regulators, and technology innovators shaping the future of payments and financial infrastructure.

Return for its second edition, IPS Atlanta brings executive leaders together for practical conversations, actionable insights, and the partnerships that drive the next era of money movement.

Where the Future of Money Movement Moves From Vision to Execution

The Instant Payments Summit USA returns to Atlanta for its second edition at a defining moment for the payments ecosystem - where real-time infrastructure, AI, programmable finance, digital assets, and always-on commerce are fundamentally reshaping how money moves.

What began as the race toward instant payments has now evolved into something far bigger: the creation of an intelligent, connected, and continuously operating financial ecosystem. As FedNow, RTP, ISO 20022, embedded finance, and multi-rail orchestration mature, financial institutions are now being challenged to move beyond adoption and focus on scalability, monetization, resilience, liquidity optimization, interoperability, and measurable business impact.

IPS Atlanta 2027 will bring together senior executives from banks, fintechs, payment networks, treasury, regulators, merchants, and technology innovators to explore the next generation of financial connectivity and payment innovation.

Building on the momentum of the first Atlanta edition, the summit is designed to move beyond theory and focus on practical conversations around architecture, execution, customer expectations, fraud resilience, and the future operating models of modern payments.

Key Themes Driving the Conversation

  • The evolution of FedNow®, RTP®, and multi-rail payment orchestration.
  • Explore agentic commerce, autonomous payments, and machine-to-machine transactions.
  • Understand stablecoins, tokenized deposits, and the convergence of traditional and digital finance.
  • Gain insights into AI-driven fraud intelligence, behavioral analytics, and adaptive authentication.
  • Discover real-time treasury, liquidity optimization, and always-on banking operations.
  • Examine ISO 20022 and how data-rich payment ecosystems unlock intelligent payment experiences.
  • Explore embedded finance, invisible payments, and contextual commerce experiences.
  • Understand cross-border interoperability and the future of seamless global money movement.
  • Learn about programmable money and next-generation payment infrastructure.
  • Connect with strategic partnerships shaping the future of banking, commerce, and payments.

Why IPS Atlanta?

Atlanta has established itself as a significant hub for banking, payments, financial technology, and digital commerce, bringing together established financial institutions, fintech innovators, payment companies, and technology leaders across a dynamic financial ecosystem.

Returning for its second Atlanta edition, IPS builds on the momentum of its first gathering to create a focused leadership platform for executives shaping the future of money movement across the U.S. and beyond.

IPS Atlanta is not just another payments event. It is a curated leadership platform built for decision-makers navigating the intersection of payments, banking, AI, fraud, infrastructure, treasury, and commerce transformation.

This is where the next generation of financial ecosystems, real-time infrastructure, and intelligent money movement strategies take shape.

Connect with senior executives across banking, treasury, payments, fintech, commerce, and technology as they discuss the strategies, partnerships, and innovations redefining money movement in a 24/7 digital economy.

Join us in Atlanta and be part of the conversations shaping the future of instant, intelligent, and always-on financial ecosystems.
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