The Future of U.S. Money Movement:

From Instant Payments to Pay by Bank and Stablecoins

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150+

HIGH PROFILE ATTENDEES

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SR. DECISION MAKERS

About the IPS

The Instant Payments Summit (IPS) is a global platform bringing together banking, payments, fintech, and financial technology leaders to shape the future of real-time money movement.
With established editions across the USA and Europe — and expanding into Canada in 2026 — IPS has become one of the industry’s most recognized forums for innovation, collaboration, and strategic dialogue across the evolving payments ecosystem.
Each edition is designed to connect financial institutions, regulators, payment networks, fintech innovators, technology providers, and industry associations to explore the next generation of payments infrastructure, digital transformation, fraud prevention, AI-driven innovation, and emerging financial ecosystems.
From FedNow, RTP, and Open Banking to RTR, ISO 20022, embedded finance, and programmable money, IPS delivers region-specific insights while addressing the global trends redefining banking and commerce.
More than a conference, IPS is a platform for industry leadership, high-value networking, and meaningful partnerships driving the future of payments worldwide.
Join us as we shape the future of instant and real-time payments.
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Why Chicago?

Chicago is a major financial hub in the United States, known for its strong banking sector, fintech innovation, and dynamic financial markets. It is home to leading financial institutions, payment providers, and a thriving fintech ecosystem, making it an ideal location for the Instant Payments Summit. With its deep-rooted financial infrastructure and commitment to technological advancements, Chicago provides the perfect setting to explore the future of instant payments and their impact on the industry.

Crowne Plaza Chicago West Loop, an IHG Hotel
25 South Halsted Street, Chicago, IL 60661, United States
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Why Atlanta?

After taking the summit across Charlotte and Chicago, we are proud to return to Atlanta for the second edition of the Instant Payments Summit USA — building on the momentum of our first Atlanta gathering. With its strong concentration of banks, fintechs, and payment innovators, Atlanta remains an ideal stage to drive the next phase of instant payments innovation.

Current Speakers

Petra Bellido

Senior Vice President - Payments and Receivables
HSBC

Anirban Banerjee

VP, Director of Digital Strategies and Products
Community First Bank of Indiana

Brandon M. Baines

VP, Head of Embedded Finance
Customers Bank

Glenn A. Davis

SVP, Treasury Solutions Group
PNC

Edward Brady

Head of Mid Market FI's for the America's
Swift
Interested in Speaking?
Email us zeba@kinfos.events
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WHERE THE NEXT PAYMENT SYSTEM TAKES SHAPE

Instant payments are moving from emerging infrastructure to core financial architecture. Banks, fintechs and payment networks are reshaping how money moves across domestic and global markets.
From settlement and fraud liability to cross-border payments and AI-initiated transactions, the next payment system is being built now.
Where speed meets trust. Where infrastructure meets intelligence.
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SPONSORSHIP OPPORTUNITIES

CORE THEMES

The New Settlement Layer
  • Tokenized Deposits
  • Stablecoins
  • Fed Payment Accounts
  • Settlement Infrastructure
Access, Regulation & the Future of Money
  • Regulatory Access
  • Bank vs Non-Bank Roles Policy
  • Market Structure Oversight
Instant Payments: Risk, Fraud & Liability
  • APP Fraud
  • Payee Verification
  • Mule Accounts
  • Liability
  • Disputes
From Instant to Ubiquitous
  • APP Fraud
  • Payee Verification
  • Mule Accounts
  • Liability
  • Disputes
The Cross-Border Payment Reset
  • A2A
  • Instant Connectivity
  • Stablecoins
  • Tokenized Settlement
  • FX
The Treasury Transformation
  • Real-Time Liquidity
  • Cash Management
  • Working Capital
  • Prefunding
  • Settlement Risk
The Rise of Agentic Commerce
  • AI Agents
  • User Intent
  • Agent Authority
  • Payment Initiation
  • Autonomous Transactions
Trust in a Programmable Economy
  • Identity
  • Authentication
  • Data
  • Smart Controls
  • Fraud Prevention
  • Consumer Protection

Upcoming Webinars

PRE-CONFERENCE
LINKEDIN LIVE
Pay by Bank in the U.S.: Where It Fits in
 a Multi-Rail Payments Strategy
  • JAN 28, 2026 9-10 AM ET
  • ONLINE

Pay by Bank in the U.S.: Where It Fits in a Multi-Rail Payments Strategy

  • How are banks today evaluating Pay by Bank as part of a broader payments mix that includes cards, ACH, RTP, and FedNow?
  • In which use cases does Pay by Bank genuinely add value—and where do cards or other rails still clearly make more sense?
  • How do banks think about balancing merchant cost pressure with sustainable revenue models across cards and account-to-account payments?
  • From a bank perspective, what trust, dispute, and customer-protection expectations must be met before Pay by Bank can scale responsibly?
  • Is the future less about promoting one rail over another and more about smart orchestration—routing each payment to the right rail based on context?
  • Looking ahead, how do you see Pay by Bank evolving over the next few years as part of a mature, multi-rail U.S. payments ecosystem?
  •  
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PRE-CONFERENCE
LINKEDIN LIVE
IPS
  • DEC 9, 2025 9-10 AM ET
  • ONLINE

We’re excited to kick off our OPEN Pre-Conference Webinar Series!

Join us on Tuesday, December 9, 2025 | 9–10 AM ET for an insightful discussion on: Real-Time Money Movement: Fraud, Settlement, and the Road to Digital-Asset–Enabled Payments

Hear from industry leaders shaping the future of payments:

  • Lubana Azad – Cathay Bank
  • Gretchen Bartholomew – Kemba Credit Union
  • David Odigie – Invesco
  • Deborah Baxley – PayGility Advisors (Moderator)

Streaming live on LinkedIn — Free to attend!

Secure your spot and be part of the conversation as we gear up for the Instant Payments & Beyond Summit, March 16–17, 2026 in Atlanta. Register now and join us live!

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Pre-Conference Webinar Recap

Thank you for joining our ‘Open For All’ Pre-Conference Webinar - 1 for our next 11th US Edition Instant Payments & Beyond Summit.

Attendees heard from industry experts in a dynamic 60-minute panel discussion on “Real-Time Money Movement: Fraud, Settlement, and the Road to Digital-Asset–Enabled Payments.”

This insightful session was held on::
December 9th | Tuesday | LinkedIn Live
Timing: 09:00 AM – 10:00 AM (EST)

We look forward to continuing the conversation and invite you at our Main Conference taking place on March 16-17th in Atlanta. 

Sponsorship Benefits

Let’s collaborate to boost your brand’s visibility and connect with a passionate target clients

Engage As Sponsor

Supercharge your brand’s visibility and connect with the top minds in the payments industry at the *Instant Payments Summit*! As a sponsor, you’ll unlock exclusive access to key decision-makers, showcase your cutting-edge solutions, and solidify your position as a leader in the rapidly evolving world of real-time payments.
Enjoy premium branding, unparalleled networking opportunities, and the chance to spotlight your innovations in front of a captivated high-value audience.
Don’t miss this opportunity to shape the future of payments and put your brand at the center of the conversation!
Engage

Show Highlights

Key highlights of the Instant Payments Summit included expert keynotes, panel discussions on fraud prevention and compliance, live demos of cutting-edge payment technologies, and real-world case studies. Attendees explored strategies to balance security with seamless customer experience while networking with key stakeholders.
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Our Regular Attendees

Welcome to the Next Frontier: Atlanta 2027

Dear Colleagues,
Welcome to the Instant Payments Summit USA, returning to Atlanta for its second edition and bringing together the industry’s most influential voices across payments, banking, and fintech for an exclusive one-day leadership forum.

Following the summit’s journey across Charlotte, Chicago and our first Atlanta edition, we are excited to return to Atlanta, a city with a strong presence across banking, payments, financial technology, and innovation.

Designed as a highly focused and executive-driven experience, the summit will bring together 30+ industry-leading speakers and 150+ senior decision-makers to explore the future of real-time payments, FedNow, RTP, fraud prevention, AI, and next-generation financial infrastructure.

Building on the momentum of our first Atlanta edition, this year’s summit is designed to deliver sharper conversations, deeper networking, and actionable insights in an intimate setting tailored for meaningful collaboration among banks, fintechs, payment providers, and innovators.

Join us in Atlanta as the industry comes together to shape the next chapter of instant payments innovation.

Sincerely,
Parry Batta
Managing Director, Kinfos Events
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Parry Batta | Managing Director, EMEA
Kinfos Events Private Limited

OUR PAST SERIES SPONSORS

Pre -Conference Webinar Recap #1

Our pre-conference webinar explored how real-time payments are scaling across banks, regionals, and credit unions — and which use cases are delivering real value today. Speakers shared how 24/7 settlement, liquidity management, and operations are evolving, while fraud strategies adapt to instant money movement without adding friction. The session also highlighted the architecture, governance, and interoperability shifts needed to support growth at scale, plus where institutions are seeing the strongest ROI. Finally, panelists looked ahead to the next phase including the role of digital-asset-enabled settlement in the real-time ecosystem.

Join us live on March 16–17 to continue the conversation and dive deeper with industry leaders. Register today to book your seat!
Book Now

Pre -Conference Webinar Recap #2

Our second pre-conference webinar examined where Pay by Bank fits within the U.S. payments ecosystem and how it supports a multi-rail payments strategy. The discussion focused on key use cases, adoption trends, and how Pay by Bank complements cards, ACH, and real-time payment rails.

Speakers also shared insights on regulatory considerations, consumer trust, and the operational foundations required to deploy Pay by Bank at scale — while balancing security, cost efficiency, and customer experience.

Join us live on March 16–17 to continue the conversation and explore the future of payments with industry leaders. Register today to secure your seat.

Attend for Free (Buy Side)

If you hold a Director, MD, Head, SVP, VP, or C-level role at a bank, credit union, insurance company, or investment firm (including asset/investment managers and family offices), you qualify for complimentary access to the Instant Payments Summit through our exclusive Kinfos Leadership Program.
This program offers senior executives the chance to engage with a network of top industry leaders, facilitating peer-led benchmarking and networking. All participants also agree to potential meetings with fellow senior executives, fostering meaningful business relationships. If you are interested, Contact Us at vicky@kinfos.events

Conversations Defining the Future of Money Movement


  • Moving beyond instant payment adoption toward monetization, scalability, and measurable ROI

  • The evolving role of FedNow, RTP, and multi-rail orchestration in a 24/7 financial ecosystem

  • Cross-border interoperability and the future of always-on global money movement

  • Real-time treasury, liquidity optimization, and cash visibility in the instant economy

  • AI-driven fraud orchestration, behavioral intelligence, and adaptive authentication strategies

  • How AI is transforming compliance, dispute management, servicing, and payment operations

  • Building resilient, secure, and always-on banking infrastructure for the digital era

  • The rise of embedded banking, contextual finance, and invisible payment experiences

  • How wallets, platforms, fintechs, and Big Tech are reshaping customer expectations

  • The evolution of merchant payments, payouts, commercial payments, and B2B automation


  • The rise of agentic commerce, autonomous payments, and machine-to-machine transactions

  • Stablecoins, tokenized deposits, and the convergence of traditional and digital finance

  • The future of programmable money and next-generation payment infrastructure

  • Unlocking intelligence from ISO 20022 and data-rich payment ecosystems

  • How banks are competing and collaborating within embedded finance ecosystems

  • Navigating regulation, trust, and innovation in the era of AI-driven and programmable payments

  • Strategic partnerships and innovation models shaping the future of banking and payments

  • What financial institutions must prioritize to remain competitive in the next era of money movement

Download Our Past Agenda ( ATL EDITION )

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