Oct 16 2025
Brief Agenda Chicago
08:00
08:30
09:00
09:00
09:00
09:05
09:05
09:55
- Have we reached the tipping point for instant payments in the U.S.?
- What key trends are driving the rapid evolution of real-time payments today?
- What’s still preventing widespread consumer and business adoption?
- How is market fragmentation—FedNow, RTP, ACH, Fedwire, SWIFT—impacting growth and innovation?
- How are banks and fintechs collaborating—or competing—to deliver seamless instant payments?
- What is the outlook for cross-border instant payments and global B2B transactions?
- Can stablecoins help overcome the “digital sandwich” of correspondent banking?
- What innovations are on the horizon—and what must institutions do to stay ahead?
-
Jessica Wood
Fifth Third BanK
-
Lilly Dodd
PNC
-
Kathryn Albright
Columbia Baank
-
Sai Kailash
Available For Platinum Sponsor
-
Peter Tapling
PTap Advisory, LLC (Panel Moderator)
10:00
10:05
10:30
- What impact will the $1M limit have on high-value use cases?
- How does FedNow’s national reach change the game for smaller banks?
- Can velocity controls stop fraud without slowing payments?
-
Allison Baller
Federal Reserve Bank of Boston
10:30
10:50
- How is RTP® enabling high-value, real-time B2B and corporate transactions with its new $10M limit?
- What’s driving the explosive 94% YoY growth in RTP® payment value?
- How are 1,000+ institutions now leveraging RTP to process daily volumes of over 1.18 million transactions worth $6 billion?
- Is the U.S. finally entering a business-scale real-time payments era—and what’s next?
-
Elena Casal
The Clearing House
10:50
11:20
11:00
11:20
12:10
- Can fraud be stopped in milliseconds without sacrificing a seamless payment experience?
- Are FIs ready for deep fake-driven scams and synthetic identity fraud at scale?
- What does a “zero trust, zero delay” fraud prevention model look like in live payments?
- Where do legacy systems fall short, and how can they be upgraded for real-time resilience?
- How are banks and fintechs teaming up to share fraud signals instantly across platforms and rails?
- What role does post-transaction intelligence play in detecting and recovering from instant fraud?
-
Kelsey Homa
City National Bank
-
Guillermo Inestroza
Banrural Honduras
-
Dan Pinto
Fingerprint
-
Katherine Wong
Independent (Panel Moderator)
-
Sarah Casey
SEI
12:00
12:05
12:10
12:10
12:30
- Send to Grow: Enable outbound instant payments to drive engagement and revenue.
- Request for Payment: Instant reconciliation.
-
Mihail Duta
Finastra
12:30
12:40
- Global Adoption at Lightning Speed
- Driving Financial Inclusion
- From Cash to Contactless: A Transformational Shift
- Interoperability is the Future
-
Romil Trivedi
Euronet
13:00
13:50
14:30
- Can fraud be stopped in milliseconds without sacrificing a seamless payment experience?
- Are FIs ready for deep fake-driven scams and synthetic identity fraud at scale?
- What does a “zero trust, zero delay” fraud prevention model look like in live payments?
- Where do legacy systems fall short, and how can they be upgraded for real-time resilience?
- How are banks and fintechs teaming up to share fraud signals instantly across platforms and rails?
- What role does post-transaction intelligence play in detecting and recovering from instant fraud?
-
Gretchen Rodríguez
TD Bank
-
Howard Lemons
Ameris Bank
-
David Odigie
RBC
-
Allison Baller
Federal Reserve Bank of Boston
-
Justin Zhao
Visa Direct
-
Dean Nolan
PayCLT (Panel Moderator)
14:00
14:35
14:40
14:40
15:00
- How are fraud tactics evolving in Central America?
- Why are fraud tools becoming more accessible?
- What role does hyperconnectivity play in rising fraud?
-
Guillermo Inestroza
Banrural Honduras
15:00
15:00
15:05
15:05
15:50
- How are U.S. banks approaching cross-border payments through FedNow and RTP rails?
- What’s the role of U.S. banks and fintechs in driving global RTP innovation?
- How can banks and fintechs unlock regional payment rails for true global reach?
- How do regional rails like PIX, UPI, and P24 connect with networks such as SWIFT GPI or Visa B2B Connect?
- Why is global collaboration more essential than technology alone for scaling instant payments?
- What’s the roadmap to achieving end-to-end interoperability across jurisdictions?
- What are the two biggest challenges to making global RTP safe and scalable without compromising compliance or security?
-
Petra Bellido
HSBC
-
Subhrajyoti Mukhopadhyay
JP Morgan Chase & Co
-
Jakub Petri
VISA Direct
-
Gary Palmer
Payall Payment Systems Inc.
-
Wayne Brown
The Walker Group (Panel Moderator)
16:00
16:10
16:55
- How are instant payments transforming liquidity strategy and internal workflows?
- What’s the real-time payment advantage in enhancing client experience and service delivery?
- Can financial institutions achieve true, real-time cash visibility with instant rails?
- What infrastructure revamps are critical to unlock the full value of instant payments?
- How are forward-thinking banks reimagining product offerings in a real-time world?
- Where do risk, fraud, and compliance challenges emerge in the instant payment space?
-
Katie Robison
Huntington National Bank
-
Raj Singh
First Citizens Bank
-
Anoop Basavarajaiah
Volante Technologies
-
Kristen Hartman
Citizens Bank
-
Peter Tapling
PTap Advisory, LLC (Panel Moderator)
16:55
17:25
- Where do instant payments and stablecoins stand today — are they converging or still apart?
- Are stablecoins past proof-of-concept and ready for mainstream finance?
- How has the GENIUS Act changed the regulatory landscape for stablecoins, and does U.S.
- regulation enable innovation or impose heavy compliance burdens?
- How are banks handling AML, sanctions, and freeze/burn obligations under the new rules?
- Do banks see stablecoins as partners to instant payments or as rivals — and how close are
- they to integrating with ACH, FedNow, RTP, cards, and SWIFT?
- Looking ahead five years, will stablecoins be the backbone of payments or simply a bridge to CBDCs?
-
Andrew Czupek
Northern Trust Corporation
-
Matthew Horne
Fidelity Investments
-
Brent Mizzen
Canadian Bankers Association
-
Mike Diedrichs
BlockVine Advisory Group (Moderator)
17:00
17:25
17:30
-
Peter Tapling
PTap Advisory, LLC
(Conf. Chair)
17:30
18:30