Lirka Bibezic

Strategic Product Leader in Payments
Driving Innovation, Scale & Team Excellence in Banking

I lead the product function for receivables, with a portfolio covering SEPA Request to Pay, SDD, PSD2 payment initiation, and corporate collections. I operate at the intersection of regulation, technology, and customer experience — turning complexity into scalable, compliant, and user-centric solutions.

With over 15 years in banking and financial services, I’ve built strong expertise in:

• Payment systems and schemes – SEPA, Instant Payments, SWIFT, cross-border
• Receivables and e-invoicing – order-to-cash, procure-to-pay, PSD2, R2P
• Regulatory and compliance frameworks – KYC, AML, EDD, sanctions
• Digital transformation – banking mobility, onboarding, digital UX
• Interbank collaboration and governance – contributing to European directives

My product leadership blends deep domain expertise with a strong strategic lens — shaping roadmaps aligned with regulation, market shifts, and tech disruption. Through my interbank mandates, I bring a system-level view of the European payments landscape.

I thrive in complex environments, leading international, multi-disciplinary teams through transformation. My focus is on building high-performing product organisations, scaling delivery, and embedding innovation at every level.

Fluent in multiple languages, I bring a collaborative, cross-cultural leadership style and a proven ability to align global teams toward a shared product vision.

I’m passionate about driving product strategy and innovation at scale — especially where regulation, technology, and customer value intersect. My long-term focus is on shaping impactful, future-ready product organisations that help financial institutions evolve and lead.