Keith Melton

Keith Melton is responsible for driving the execution and commercialization of the next phase of TCH’s instant payments strategy, with a particular focus on expanding the RTP network and strengthening its position as the leading instant payments platform in the United States. With a passion for innovation that delivers exceptional outcomes across financial services and technology, Melton has held leadership roles at industry-defining institutions including The Clearing House, the Federal Reserve System, IBM, and Truist Bank. Over more than two decades he has built deep expertise across payments, financial services, strategic planning, product management, and team development. Before joining TCH, Melton served for seven years with Federal Reserve Financial Services as Senior Vice President and Head of Product Management. Earlier in his career, he spent a decade at IBM as the global executive with full P&L responsibility for IBM’s $100 million Payments and Banking software business.

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