Marcus Hartel

Marcus joined the Digital Euro Project from day one on and supported the holistic definition of the front-end related product part. This included a wide scope from the distribution model via form factor considerations up to the compensation model. Since July 2024 he acts as team lead for the online use case team within the Product Proposition Division. The team is responsible for all front-end related standards, formats and specifications around the digital euro as well as the detailed implementation of those within the rulebook of the Digital Euro.
Before joining the ECB Marcus worked 11 years at Deutsche Bundesbank in different occupations, but always within the payments policy area. He was responsible with his team for the evolution of the SEPA clearer, was involved in national debit card migration projects but as well in Bundesbank’s first DLT experiments.
Marcus has a background in economics from Bonn University as well as KU Leuven.