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Orest Dubay has more than 10 years of industrial experience in the development of risk management models and systems. Currently he is a Head of AI Modelling, Nordea Bank Abp Orest’s background is theoretical physics, he obtained a Ph.D. degree in Computational Materials Science. Orest spent most of his career designing and implementing mathematical models, analytical tools and methodology for risk management – covering areas like stress...

Jaime studied Agricultural Engineering and has developed a career of more than 25 years’ experience in asset- and wealth- management. Jaime has led several initiatives to help develop the FinTech industry. His fine leadership skills and ability to embrace change spread across the entire TechRules team through being not only competitive in a FinTech world driven by change, but also by keeping ahead of the...

Kristian Luoma runs innovation operations at OP – Finland’s biggest Financial Group. Kristian has created services for millions of customers, including the award-winning Pivo Mobile Wallet and many others. He hosts a podcast called ’Labs’, is an expert in lean service creation and is public speaker about startusps, innovation and impact of technology to businesses. Kristian’s background lies in startup world and Finnish Nokia, which...

He studied Business Administration in Karlsruhe, Germany. Then he worked 10 years for the Generali Group in Germany with responsibility for several huge distribution areas. In 2002 he joined Creditplus Bank AG in Stuttgart, a subsidiary of the Credit Agricole Group, as Chief Representative, responsible for the branch network, marketing and the digital activities. In 2011 he took on the responsibility for the strategic marketing...

Banking and insurance professional with experience in integration and transformation initiatives. Proven ability to implement strategic and theoretical theories into practice while strengthening stakeholders relationships. Used to working in high pressure and quality driven environments....