Current Speakers

Allison Baller

V.P and Head of Industry Readiness, FedNowSM

Allison Baller

Dan Gonzalez is a vice president – national account director for the Federal Reserve’s Customer Relations and Support Office, based out of the Federal ReserveBank of Chicago.

Gonzalez’s responsibilities include collaborating and engaging with the industry to define and prioritize system improvements that advance payment speed, efficiency and security. He has overall responsibility for the Federal Reserve’s Financial Services relationships with the top 25 financial institutions in the country, as well as payment networks and service providers. Gonzalez spent the last several years working closely with key industry participants on their efforts to establish faster and more efficient payment systems. He has over 28 years’ experience in payments, sales, marketing and management in the financial services industry.

Gonzalez is a graduate of Siena College (Loudonville, NY) and the Federal Reserve’s Business Development University. He resides in Charlotte, North Carolina.

Prakash Natarajan

Managing Director

Prakash Natarajan

Prakash brings 25+ years of card and payments experience to SRM. His skills meet at the intersection of strategy, technology, and product development across card issuing, processing, payment acceptance, merchant acquiring, and fintech. He has advised several leading banks, fintech, and payment companies in the US, UK, and EMEA markets on their strategy, innovation, and transformation initiatives. Prakash most recently served as Head of Payments at a crypto startup, where he led the payment products P&L and launched innovative solutions for a global customer base. He has also held advisory roles at PwC and Infosys, held a business development role at FICO, and contributed to product development at HSBC Card Services

Andrea Occhi

Director, Americas Head of Digital Products and Platforms

Andrea Occhi

Gretchen Rodríguez

Head of Product- Payments

Gretchen Rodríguez

R. Whitney Anderson

Co-Founder

R. Whitney Anderson

With over 25 years of experience in technology, digital commerce, applied AI/machine learning, and problem-solving, I am an entrepreneurial CEO and co-founder of Fraud.net, the first cloud-born company to stop digital financial fraud using collective intelligence, deep learning, and advanced analytics.

Jyoti Rath

Director, Head of Payment & Receivables, Transaction Banking Technology

Jyoti Rath

Michelle Zhao

US Head of Cross-border Cross-currency Payments

Michelle Zhao

Michelle is accountable for US Cross-border Cross-currency Payments product portfolio, including HSBC Global USD Clearing, Foreign Exchange payables and receivables across wires, low-value payments & digital wallet payments, and Virtual Account solution Global Wallet at HSBC Bank USA.

Dan Auciello

Chief BSA Officer and Head of Financial Crime Compliance

Dan Auciello

Amita Choudhary

VP/ North America Product- Emerging Payments - Services

Amita Choudhary

Joyce Shen

Head of Small Medium Customers, North America

Joyce Shen

Joyce Shen is the Head of Small Medium Customers North America at Swift. She leads a team that manages a diverse range of client segments, including banks, securities, corporates, fintechs and partners. She and her team are responsible for executing Swift’s company strategy and delivering holistic value to customers through the lens of Payments Innovation, ISO 20022, Post-trade Securities Settlement, Financial Crime & compliance, Trade, Cloud application.

Prior to Business Development, Joyce has extensive experience in payments strategy with a specific focus on low value payments, transaction banking product management and financial service advisory. She is a key player in the financial services industry, driving innovation and excellence in her field.

Neeraj Nema

Vice President, Global Payment Strategy

Neeraj Nema

Paul Tomasofsky

Senior Vice President, Merchant Payments General Manager

Paul Tomasofsky

Paul Tomasofsky is Senior Vice President, Merchant Payments General Manager at North American Banking Company (https://www.nabankco.com ) involved with managing payments products. Paul is a seasoned payment systems executive with over forty years’ experience in retail financial services including bill payment, electronic invoice presentment, credit card acquiring, debit card issuing and acquiring, instant payments, ATM management, ACH, eCommerce payments, EMV and check truncation to name a few. Paul currently serves on the NACHA Risk Management Advisory Group.

Prior to joining North American Banking Company, Paul was a partner with the payments consulting firm, McGovern Smith Advisors from 2014 to 2021. McGovern Smith Advisors is a leading payments industry advisory firm whose goal is to combine unsurpassed industry knowledge and experience with deep

understanding of the payments industry in order to assist clients in solving their most difficult and challenging business and government relations issues.

Paul was the founding president of the Secure Remote Payment Council from 2009 to 2021. He was responsible for helping the organization fulfill its mission of supporting the growth, development and market adoption of debit based internet eCommerce and mobile channel payment methods that meet or exceed the security standards for pinned based card present payments.

Paul was the president of Two Sparrows Consulting from 2003 to 2021. Two Sparrows Consulting advised numerous industry leading firms including First Data, NACHA, PULSE, SHAZAM, UNIONPAY, MoneyGram, HSBC, Fifth Third Bank, The Port Authority of New York/New Jersey, BITS, NBPCA, Q/S1 Data Systems, Bancorp Bank, The Clearing House, NYCE, VISA and MasterCard. It specialized in strategic planning, business development, management consulting, training, competitive analysis, and product development.

Paul served as the Executive Director of the Debit Network Alliance from 2013 to 2021. Debit Network Alliance LLC (DNA)
was owned by 10 U.S. Debit Networks, founded in December 2013. The goal of this collaborative effort was to provide interoperable adoption of chip technology for debit payments, while supporting security, innovation, and optimal technology choice.

Tara Edmonds

SVP, Enterprise Payments Strategy Leader

Tara Edmonds

James Colassano

SVP, Product Development and Strategy

James Colassano

Mr. Colassano has more than 25 years of experience in all facets of the Payments and Cash Management business. He joined The Clearing House in 2016 as a Senior Vice President in the Product Development and Strategy group, where he is focused on product strategy and bank readiness for TCH’s new real-time payments system. In this role he works closely with TCH owner banks on opportunities and applications to address business related payment problems, and identify strategic priorities for this new payments infrastructure.

Before joining The Clearing House, Jim spent 10 years with HSBC as a Product Executive in their Payments and Cash Management group. During that period he served as the Global Product Head for their Payables business which had responsibility for faster payments initiatives as well as cash, check and ACH payment products worldwide. Before joining HSBC, he spent 15 years with JPMorgan Chase in a variety of cash and treasury management roles. Mr. Colassano holds Masters Degrees in Banking and Finance from Pace University.

Tibor Bartels

MD / Head of Transaction Services Americas

Tibor Bartels

Beatrice Wassing

Head of Corporate Banking New York

Beatrice Wassing

Gene Neyer

Executive Advisor

Gene Neyer

Deborah Baxley

International Payment Consultant

Deborah Baxley

Deborah Baxley – International payments consultant, recognized expert in the industry, creator of growth strategies for new and existing markets with over 25 years’ experience consulting to banks. Through work in fifteen countries, advised issuers, acquirers, networks and processors on product direction and competitive positioning, delivering millions of dollars in new revenue or operating cost savings. As founding and Board member of the Faster Payments Council, member US Federal Reserve Faster Payments Taskforce, chair of the US Payments Forum’s Mobile and Touchless Payments Working Committee, co-founder of NYPAY and through frequent keynote speaking and writing, recognized for insights on the future of payments.

Richard Dooley

Vice President Treasury Management Tech, Media, Telecom & Embedded Payments

Richard Dooley

Deepmala Khubchandani

SVP, Enterprise Payments & Commerce Portfolio Management

Deepmala Khubchandani

Portfolio Manager skilled in developing strategic roadmaps and execution plans to create differentiated solutions for Enterprise Payments and
Commercial Digital offerings. Intuitive leader that can shape ideas from conceptualization to realization of enterprise value. Enabling revenue and
efficiency targets through strategic partnerships and flawless execution. Close to two decades of leading complex, large-scale, multi-geography
transformations in Banking industry, of which half has been in the US focused on modernization efforts in Enterprise Payments and Wholesale Banking. Leads strategic roadmaps and planning for Enterprise Payments at Truist such as ISO 20022 standards for high-value wire payments, ACH payment rails improvements, payments orchestration, Commercial Digital platforms and new capabilities across Integrated Commerce, Real-time Payments and Instant Payments. These initiatives have enabled client commerce and revenue growth by providing seamless, innovative, and secure payment solutions. Leads by creativity and collaboration to manage risks, address challenges, and identify areas of efficiencies. Nominated for 2024 Women in Payments Innovation Award in US. Widely recognized as an effective leader and has a positive impact to internal teams. Leading industry insights on opportunities and hurdles for Banks undertaking the payments transformation journey.

Kunal Kochhar

GTS Head of Product Development Global Payments

Kunal Kochhar

Seasoned Product Executive with obsession for customer experience, passion for technology and bias for action. Successful in building and managing diverse and cross-functional product teams, focused on delivering scalable, efficient and cutting-edge high-quality products and services. Thrives in a versatile environment. Savvy decision maker to achieve strategic objectives.

At Citi, I led the Payment & Receivables Product development for
TTS (Treasury and Trade Services), the innovation program D10X and international digital payments technology group of product managers for retail banking

At a startup (Verient), I developed and managed the Virtual card platform and product features for commercial card automated payments.

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