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Raj is the product head for the Payments and Cards business at First Citizens Bank. He has over two decades of global experience in Treasury Management .He has worked in eight countries with extensive experience in payments, liquidity management, consumer cards and commercial cards. Raj has a bachelor’s in electrical engineering from India and an MBA from the Darden Business School at the University of...

Katie is the Instant Payments Product Manager at Huntington Bank, where she leads the development and implementation of cutting-edge payment solutions. With a deep understanding of the financial technology landscape and a proven track record of launching new products, Katie has been instrumental in driving the adoption of instant payments at Huntington Bank. Katie holds an undergraduate degree from Penn State University and a master’s...

Kathryn is a senior leader with nearly 30+ years of financial industry experience in Treasury Management and Payments Sales, Product Development and Operations Management. Skilled at developing integrated strategies that generate sales revenue and profitability in highly competitive environments. She has a proven record of creating solutions to maximize financial performance and optimize the client experience for financial industry organizations such as U.S. Bank, Wells...

I operate at the junction of global financial‑technology insight and architecture‑led transformation—translating industry shifts into executable roadmaps that move technology, products, and people forward together. If you’re looking for straight‑talk guidance (no buzzword bingo) on any of the topics below, let’s compare notes. Global payments & fintech trends — what’s hype, what’s regulation‑driven, and where value is actually moving. Enterprise‑wide capability transformations — linking org design, incentives, and operating models so...