PT 100

Atul is the Head of Transaction Banking at SMBC, where he is at the forefront of shaping the future of global market infrastructures in payments, FX, liquidity, securities, and digital assets. With a career spanning multiple domains of financial services, Atul operates at the intersection of traditional finance (TradFi) and decentralized finance (DeFi), bringing transformative digital strategies to the banking landscape.

Previously, Atul served as Executive Director and Group Payments Head for GTS at DBS, where he pioneered innovative digital initiatives and redefined customer journeys. He was instrumental in developing the “3i” payments strategy—instant, intelligent, and integrated—to create a seamless, “invisible” banking experience for customers.

Atul’s extensive cross-functional experience spans product development and management, product sales, relationship management, and operations. His expertise also covers cash management, trade, supply chain financing, securities services, corporate banking, and treasury. Known for his leadership in product innovation, Atul specializes in product management, P&L management, and transaction banking, consistently advancing the digital transformation of commercial banking.

Leading in the Payments, Unsecured Lending, Ecosystems and Platforms space has allowed my team to innovate at the intersection of technology and finance. We thrive as a team crafting strategic partnerships and deploying cutting-edge analytics to enhance product offerings, drive customer engagement, and streamline operations. Our work is pivotal in advancing our position in a dynamic market.

With a focus on digital adoption and intuitive customer experiences, we’ve nurtured a culture of resilience, especially critical during challenging periods such as the recent pandemic. By leveraging marketing analytics and digital innovations, my leadership has contributed to a robust recovery of spend and borrowing activities, setting us ahead of competitors and establishing a foundation for sustained growth and customer loyalty within the financial services industry.

Eric is Global Head, Digital Currencies in SCB-TB Cash Management. He has responsibilities to operationalise the Bank’s strategy for Digital Currencies. Eric has delivered EUR payments at scale on DLT with live clients, expanding to USD. In addition Eric has developed the product set for monetization of DLT based Payments.

Prior to this role, Eric was in the SC VENTURES business where he was driving FinTech Investments across a spectrum of Bank related problem statements as well as Venture Building. In this role Eric was deeply involved in the Group Risk Frameworks/Policies in enabling Ventures’ positioning in the financial regulatory fabric.

Eric, re-joined the Bank post work in the Crypto, DeFi, DEX and alternative lending space after management consulting and a diverse spectrum of Corporate Banking roles in SCB, Citi, Wells, Deutsche, Nomura and DBS. Eric also holds a CFA, FRM, a number of accounting designations and is a member of the Singapore Institute of Directors.

Uma is responsible for leading Institutional Sales for Global Payments Solutions across Asia Pacific. She has been with HSBC since 2017 and in this role since March 2024. Uma’s career spans 28 years across Australia, UK and Singapore, where she has held various leadership roles focused on Transaction Banking for Financial Institutions clients across all sub-sectors from Banks, Insurance, Asset Managers, Sponsors, Brokers and Public Sector clients.
She brings a wealth of experience from both buy and sell sides from various Institutions across Investment Operations, Network Management and Securities Services.

Stephen Peters is based in Singapore and drives client strategy in the enterprise payments space for financial institutions in Asia. He has 20+ years’ experience in the payments domain and has extensive experience with the APAC real-time payment schemes. Stephen has broad expertise across ISO 20022 migration, RTP, RTGS/cross-border payments and payment hubs. He has delivered payment solutions to banks including CBA, Siam Commercial, HSBC, BNPP, Mandiri, and UOB. With a background in machine learning, he is also passionate about uniting artificial intelligence, cloud, data, and digital assets to build the future of banking and payments. He has written articles on artificial intelligence, social media, cryptocurrencies, and platform businesses.

Innovative and incisive Banking and Financial Technology professional with 18 years’ experience in product management and product development in Cash Management.

Expertise:

Product Innovation • DLT / Blockchain • Banking Transformation • Cash Management • Product Development • Product Management • RFPs • Product Commercialization • Client Onboarding • Customer Training • Product Lifecycle Management • Payments • Change Management • Business Analysis

Experienced Professional with a demonstrated history of working in the financial services industry. Skilled in Banking, Auditing, Financial Analysis, Finance, and Team Management.

With over a decade of experience in digital finance, Naman Kapoor serves as Managing Director and Head of Payments and Liquidity for the India subcontinent at Citi. In his role, Naman leads Citi’s efforts to redefine the future of digital payments, liquidity solutions, and cash management across India and neighboring regions. His mission aligns with Citi’s strategic focus on innovation and sustainable growth, leveraging his expertise in fintech partnerships to develop next-generation financial services.

Naman’s leadership extends across Citi’s Cash Management division, where he oversees Payments and Receivables, Liquidity Management, Commercial Cards, and a portfolio of strategic partnerships with fintechs. His contributions have strengthened Citi’s internet banking capabilities, expanded digital accessibility, and positioned the bank as a leader in India’s evolving payments landscape. Under his guidance, the team has launched numerous initiatives that enhance Citi’s role as a key player in the digital finance ecosystem.

Prior to his current role, Naman held multiple high-impact positions within Citi, including Head of Cash Management, Director of Online Banking, Digitization, and Implementations, and Vice President of Cross-Border Payments and Liquidity Product Management. Each of these roles allowed him to drive Citi’s innovation agenda forward, especially in areas such as cross-border payments and digital transformation.

Naman’s approach centers on fostering a culture of collaboration and inclusivity, integrating diverse perspectives into Citi’s financial strategies to benefit clients across all sectors. His dedication to process optimization and team development continues to shape Citi’s digital finance solutions, reinforcing Citi’s reputation as an industry leader in the Indian subcontinent.

Prashant Shrivastava is a seasoned expert in strategic alliances and fintech, currently leading Group Channels and Digitalisation at UOB. With extensive experience in driving digital transformation and fostering innovation, Prashant plays a pivotal role in shaping UOB’s fintech strategy and enhancing digital channels. His expertise lies in leveraging cutting-edge technologies to streamline operations and create impactful partnerships in the financial sector.

As the Head of Payments Consulting across APAC for Finastra, I work with banks, partners, and industry players such as central banks to help them understand the shifting landscape of payment technology and compliance.

Having spent more than 30 years in the payments industry, including 11 years at Colonial State Bank as Head of Trade Operations and 15 years in the vendor domain, I’ve worked in senior strategic roles advising banks including MUFG, BOC, Citibank, HSBC, Barclays and many other banks in this region such as Westpac, BBL, ANZ and BDO. I regularly speak and participate on panels at industry events and was on the Australian SWIFT User group for 10 years, as well as the RTGS industry group.

With multiple variable cross-border payment initiatives rolling out across the Asia Pacific region, the use cases for alternate rails and real-time cross border functionality are becoming a reality. Requirements for complex world of payment, open APIs and ISO compliant real-time infrastructures require a scalable, modular cloud-ready solution to futureproof for these APIs and microservices. Thus enabling banks to increase revenues, reduce time to market and achieve ISO 20022 compliance delivered out of the box.

Within my own team, I enjoy sharing ideas and supporting new approaches that enable us to lead our clients, and the sector more broadly, with payment solutions that facilitate emerging challenges. By liaising between customers, industry partners, and our in-house experts, I ensure all stakeholders have access to the most up-to-date advice.

Intend to leverage experience gained in Product Management, Business Development, Sales Management & Service Re-engineering

Experienced Regional Senior Vice President of Sales with a demonstrated history of working in the financial services industry. Strong sales professional with a Global Trade Certificate (GTC) focused in International Finance from ICC Academy and Certificate of International Cash Management (Cert ICM) from Association of Corproate Treasurers.

Kwan is a versatile cash and liquidity management specialist with over 15 years of experience in banking, extending across product and market management, sales, investment banking, innovation, and digital assets.
Kwan is responsible for building OCBC’s next generation transaction banking capabilities leveraging digital currencies, distributed ledger technology and smart contracts. Kwan leads the Purpose Bound Money (PBM) initiative for OCBC under Project Orchid, a multi-phase industry project examining the various use cases and technical aspects pertinent to a CBDC system in Singapore.

Nik Johan Abidin Bin Yaakob holds a Master of Business Administration (MBA) in Finance from University Utara Malaysia and a Diploma in Banking Studies from MARA Institute of Technology, which have formed the foundation of his distinguished career in banking. With over 28 years of experience, including 18 years in Fixed Income/Money Market Operations and 10 years in Treasury System Implementation, Nik Johan is a highly skilled and knowledgeable leader in the financial sector.

Currently, he serves as Director and Head of Treasury Operations at AFFIN Bank and AFFIN Islamic Bank Berhad. In this role, he oversees the full spectrum of Treasury Operations, providing end-to-end support for Money Market, Foreign Exchange, Fixed Income, and Derivatives transactions. His responsibilities include trade verification, settlements, margin management, and system support, with a strong focus on compliance with Bank Negara Malaysia guidelines and Shariah requirements for Islamic banking.

Nik Johan has successfully led the implementation of several critical projects, such as the Quantum and Intellimatch system upgrades, which have significantly improved processing efficiencies and reduced operational risks. He also spearheaded the migration of RENTAS to ISO20022, utilizing Power Automate to automate the conversion process and ensuring full regulatory compliance while achieving substantial cost savings for the bank. SWIFT ISO20022 Foreign Currency Settlement Optimization: enhanced the treasury systems to seamlessly generate the MX format and enable Straight Through Processing (STP) to SWIFT. This eliminated manual intervention in foreign currency settlements, significantly reducing errors, boosting efficiency, and ensuring faster transaction times

Before his current position, Nik Johan held senior roles at Hong Leong Bank and RHB Bank, where he managed Money Market, Fixed Income, and Islamic Operations, and was instrumental in the implementation of the Murex Treasury System at RHB Bank. His career highlights include leading projects that streamlined treasury operations across multiple entities, including offshore branches, and winning the Best Regional Treasury Management Project Award from the Asian Banker for his work on Quantum Treasury System integration.

Nik Johan has undergone specialized training in the RENTAS Industry Training and Development Program. Throughout his career, he has consistently demonstrated his ability to lead teams, optimize processes, and deliver strategic solutions, making him an asset to any organization.

Huong is a passionate and results-driven payments professional with a proven track record of driving innovation and delivering exceptional customer experiences. She has consistently led teams to achieve impactful results, earning numerous awards, from Retail Banker International, Global Shorty Awards & Marketing-Interactive Loyalty & Engagement Awards. Some of her past work includes fortifying payments security with new self-managed card payments control features, a market first in Singapore. Most recently, Huong has been part of the industry workstream to enable the launch of real-time cross-border transfers between Singapore, India & Malaysia. Huong is a strong advocate for digital transformation in the payments industry.

25+ years winning record of accomplishment | Extensive knowledge on Transaction Banking products and client requirements. Defining the strategy for the Bank on TxB products & building it from grounds up. Spearheaded the Products development for the Bank & drove the Business end to end across all segments.
Strong Client management and relationship building with Global corporates and large Indian corporates. Relationship with more than 100+ Large corporates, MNC clients across diverse industries (e.g Steel manufacturing, Automobiles, construction, Telecom, retail, Oil & Gas) & geographies. Product Development, Revenue Growth with focus on managing all Strategic Partnerships & Conversations for various banking products across network client.

Kok Wai is Executive Director and Global Lead of Domestic and Card Payment product management at Standard Chartered Bank (“SCB”). Currently based in SCB’s global hub in Singapore, he leads a team of product managers with deep experience and expertise in the Digital payment, Commercial card and ISO standards space to support the business and payment requirement of SCB’s global and regional clients in more than 40 markets across the bank’s network. He is responsible for developing and driving product strategies to support the bank’s business in the emerging and alternative payment space. He is a member of various global product governance and steering committees, at SCB.

In a career spanning 20 years, he has worked in several countries across functions in technology, operations and product management.

Prior to taking on his current role in 2023, he was Regional Head of Cash product management, APAC at BNP Paribas based in Singapore from 2018-2022, where he drove numerous development in the instant payment network, fintech partnerships and alternative payments space across the Asia pacific region. He was a member of the bank’s Payment service provider industry group to drive new propositions for clients in the fast growing segment that led to success mandates from key clients in the PSP segment. From 2011 to 2018, he was the Regional head of transaction banking product management for Australia, Brunei and Mekong. While there, he successfully launched and grew the bank’s Transaction Banking FX proposition globally, and inaugurated new cash management function in Australia and Brunei, while growing the bank’s network footprint through strong and effective bank and fintech partnerships in Cambodia and Myanmar. He started his career in Standard Chartered Bank in 2005 as an International Graduate within the Group Technology and Operations function taking on regional roles in India, Malaysia and Singapore in Cash management and Technology service support management before transitioning to Payment product management in 2008.

He has represented SCB in regional and global industry initiatives and workgroup. He is a member of the SWIFT Corporates working group that is a global focus group comprising of subject matter experts and leaders from global banks and corporates to promote the adoption of ISO20022 standards in corporate payment and financial instructions since 2023. Passionate about people development, he serves as a Banking industry mentor for the Singapore Management University, facilitates Design thinking workshops for leaders of Community and Voluntary Welfare organizations in collaboration with Singapore’s National Volunteer and Philanthropy Centre, and volunteers as a judge and panellist in various Fintech hackathons and events organized by NUS, NTU and SMU.

Kok Wai graduated from Singapore Management University with a BBM (cum laude) in Business Management and BSc (cum laude) in Economics. He obtained an MiM (Masters in Management), First Class Honors from University College Dublin; graduating in the Top 3 of his class. He is currently pursuing a MSc in Psychology, Neuroscience and Public Health with King’s College, and Doctorate in Business Administration with Montpellier Business School. He also has certifications as a Certified Treasury Professional (CTP), Certified Scrum Product Owner (CSPO), Certified Scrum Master (CSM), Luma Certified Design thinking facilitator and a Project Management Professional (PMP)

With 25 years of transactional banking expertise and payment expertise across local, regional, and global banks, he has developed a comprehensive background in product management, implementation, and regional sales. He actively contributed to the creation of award-winning solutions, including regional shipping management, oil and gas collection systems, and dynamic receivables solutions, to name a few. This extensive experience reflects his deep understanding of the financial industry’s demands and innovative capabilities.

Rupa leads the Liquidity Management business for South Asia & Singapore. Her role spans across managing the profitability of the balance sheets for the South Asia cluster of countries and liquidity products business management. Over the last few years, she has been leading the real-time & 24*7 liquidity management product innovation, digital assets solutions roll out and liquidity product platform modernisation and digitisation. She is based out of Singapore.She has over 20 years of experience in Banking spanning across Liquidity & Payments Product Management, Sales and Credit & Risk Operations. She has been responsible for the design, launch and commercialization of several new payment products & services for Citi in Asia. In 2013, she registered a patent for Citi in the big data and payment analytics space.
Prior to moving to Singapore, Rupa was with Citi in India as a Cash & Trade Sales Manager managing a diverse portfolio spanning across non-banking financial institutions, large global and local corporate(s) for nearly 6 years.
She started her career in India with Arthur Andersen as a Business & Tax Advisory Consultant.
In terms of qualification, Rupa is a certified Chartered Accountant and holds a Master’s Degree in Finance & Accounting from the Mumbai University in India. She is a mother of two boys and loves traveling, cooking and sketching with them.

Jessica has over 20 years of banking and finance experience gained from working with Standard Chartered and leading companies such as PwC, Shell Shared Service Centre, Schering-Plough (now known as MSD), Syngenta and AET Tankers.

Prior to joining Standard Chartered, she led the financial planning and analysis for the GBS team in APMEA at The Nielsen Company.

In corporates, Jessica was a critical member of several successful global finance transformation and shared service centre (SSC) projects across various countries in Asia. Her success stories include implementing global streamlined Purchase to Pay and Order to Cash processes, Global SAP system, Primary Bank Project, Straight Through Services Project.

She is a member of CPA Australia and MIA and holds a Bachelor of Commerce degree (major in Accounting) from The University of Adelaide, Australia.

Experience: Financial-FinTech Industry | Front-to-Back Experience | Digital Platforms

Familiarity to platforms, relationship management, partnerships and projects.

Experience of launching 1st digital Bank in India, digibank by DBS.

Currently Leading Payments at DBS Bank. Responsible for identifying & enabling new products, enhancing existing products & P&L.

Successfully implemented Products

digibank by DBS
UPI
IMPS
BBPS
Intelligent fund transfer
Payment gateway integration
NACH & e-NACH
Bharat QR (QR Payment)

Daniel Ngo is a Head of Audit at Standard Chartered Bank He is responsible for internal audit coverage over three global portfolios namely, Transaction Banking Cash, Digital Assets, and Corporate & Institutional Banking (CIB) Business Platforms & Partnerships. Recognized as the 2023 ISACA Singapore IT Audit Leader, Daniel has a proven track record in the payment industry. He was involved in MAS’s Project Ubin as subject matter expert, contributing to the advancement of Central Bank Digital Currency initiatives. An active speaker at prominent fintech and payment events, Daniel is passionate to drive innovation and best practices in financial services.

Vernon Lim is a strong advocate at a leading bank (United Overseas Bank) for the digitalization of money within the payments and financial technology industry, recognized for forging and nurturing strategic partnerships with government agencies, regulators, and supra-national organizations. With a focus on advancing the FinTech ecosystem, Vernon has played a pivotal role in driving enterprise digitalization and identifying new business opportunities to foster growth in the evolving financial landscape.

Vernon is committed to advancing financial innovation through the evaluation and adoption of cutting-edge technology, digital, and AI solutions. Furthermore, Vernon has contributed to thought leadership in the industry by collaborating with the Monetary Authority of Singapore (MAS) and industry peers on key blockchain and digital asset initiatives, including Project Orchid (Central Bank Digital Currencies and Purpose Bound Money) and Project Guardian (Digital Assets). His dedication to building ecosystem partnerships and driving digital capabilities has propelled growth across diverse customer segments through innovative FinTech solutions.