Current Speakers Europe

Erin is an anthropologist based in The Hague. She specializes in how people’s financial behaviour is changing along with innovation in financial services. She holds a PhD from the University of Sydney, Australia, and has carried out ethnographic research in the Caribbean, Africa and Europe. Erin is especially interested in how culture and group belonging influence people’s actions and decisions.

Martin leads Quant’s product strategy with a particular focus on how distributed ledger technologies and blockchain-based tokens can unlock new efficiencies in finance, supply chain, and beyond. He is a seasoned fintech and payments specialist, steeped in product discovery, who has spearheaded the development and delivery of projects for B2B SaaS products.
Prior to Quant, Martin spent nearly 13 years at Vocalink, a Mastercard company, where he was most recently Vice President, Product Management. He led product, strategy, and architecture teams by championing an agile culture, innovation, and continuous learning. Martin approaches product development with a focus on solving real customer pain points, ensuring commercial viability, and facilitating frictionless user experiences. He is experienced in building infrastructure architecture teams and departments and in professional services delivery. With two patents in payments data processing and ACH transactions to his name, Martin is also a Steering Committee member of the Digital Pound Foundation.

Patrick is the Chief Innovation Officer at the Dutch Central Bank, where he spearheads the development and implementation of innovative financial technologies. With a strong background in both technology and finance, Patrick drives the bank’s strategic initiatives in digital transformation and financial innovation. His expertise includes blockchain integration, digital currencies, and enhancing financial stability through advanced technology solutions. Patrick’s leadership in pioneering new payment systems and regulatory frameworks positions him at the forefront of global financial innovation.

Jonathan is the Chief Digital Data & AI Officer at Belfius, where he oversees the integration of digital data strategies and artificial intelligence to boost innovation and efficiency. Jonathan, who has vast expertise exploiting data analytics and AI technologies, is playing an important role in modernising Belfius’ digital landscape and increasing its competitiveness. His expertise in using innovative data-driven solutions and AI applications is critical to determining the bank’s strategic direction and providing cutting-edge financial services.

Ramūnas Baravykas, Chief Data Officer at the Bank of Lithuania, is spearheading the transformation of the data management framework by integrating cutting-edge RegTech/SupTech solutions into the data value chain. Since the start of 2021, he has held the position of Director of the Data and Statistics department. With over 17 years of experience in the financial sector supervision, he has served in various capacities, including Head of Risk Modelling Division, Advisor to the Executive Director, and Head of Digitalisation and Advanced Analytics. During this tenure, he successfully implemented a risk-based supervision model, led the implementation of a core supervisory information system, and played a pivotal role in numerous digitalization initiatives at the Bank of Lithuania. Prior to joining the Bank of Lithuania, Mr. Baravykas served as the Deputy Chairman and Head of Information Analysis Division at the Insurance Supervisory Commission of the Republic of Lithuania.

Michel Drupsteen works at ING since 2002. He started his working career in 1995 at the Dutch network operator KPN Telecom. Michel has more than 20 years of experience in the payment and financial services domain with a focus on strategic-, business development-, inter-banking-, regulatory- and partnership- and/or innovation- initiatives in a leading role.

Since this year (2024) Michel made the move from payments to GenAI and is currently a GenAI transformation lead at the ING Analytics team and supporting the rollout of a GenAI product in multiple ING markets.

From 2016 to 2023 Michel was globally leading ING’s global initiatives in the mobile & digital payments domain supporting ING’s retail markets in their launch of new payment propositions and supporting ING’s digital transformation strategy.

Before 2016 Michel worked in different roles in the Payments department of the ING retail bank in the Netherlands and lead the market introduction of mobile & contactless payments on the Dutch market in cooperation with the other Dutch banks.

Michel obtained his Master degree Business Informatics at the Amsterdam University and his MBA at the Rotterdam School of Management.

With over 15 years of experience in the financial services industry, Erik is a passionate and tech-savvy leader who steers, enables and accelerates digital transformation and innovation at ABN AMRO Bank. His mission is to simplify complex challenges and empower people and organizations to achieve their goals. Erik has a proven track record in steering digital transformations in complex environments and masters the delivery of digital strategy execution, process digitalisation and banking operations across multiple countries and functions. Erik loves sharing his insights and expertise on digital transformation as a guest speaker and co-author at various events and publications.

Graduated from the faculty of Economics at Yerevan State University and later earned a Master’s degree in Industrial Engineering and System Management from the American University of Armenia. In January 2018, he assumed the role of Digital Banking Director and became a member of the Management Board at “ID Bank” CJSC. He has eight years of experience in the digital transformation and development of financial systems and over a decade in the telecommunications industry.

Chrissy Welsh is the Director of User Experience Design for Wholesale Banking at ING. With a passion for creating seamless and intuitive digital experiences, Chrissy leads a team dedicated to innovating and enhancing the user experience in wholesale banking. Her expertise in design thinking and user-centered design drives ING’s mission to deliver superior digital banking solutions.

Victor joined Google Pay’s Business Development team in 2018 and is currently leading the partnerships with domestic payment schemes globally as well as with financial institutions across the DACH region. He previously cultivated key merchant relationships across the DACH region and spearheaded Google Pay’s expansion into the Middle East and Northern Africa. Additionally, he was responsible for growing Passes/Valuables integrations for flight, transit, event tickets, and loyalty programs within Google Wallet for EMEA.
Prior to joining Google Pay, Victor was in key account management, working with some of Google’s top advertisers in Dublin and New York from 2012 to 2018.
He holds business degrees from Imperial College, London and the University of Mannheim.

Lukasz leads the development of innovative digital solutions and enhances customer engagement strategies. With a strong background in digital transformation and customer experience design, he has played a pivotal role in advancing NEST BANK’s digital channels and CRM initiatives, driving significant improvements in customer satisfaction and operational efficiency.

Gayathri brings a wealth of experience as a technical architect, specializing in global transformation programs within investment banking, treasury, and payment systems. With deep expertise in enterprise architecture, she excels at developing technical visions, strategies, and solution designs that drive end-to-end application architecture. Her career is distinguished by a commitment to leveraging data and analytics to enhance operational efficiency and foster innovation in the financial sector.

Stefan Zima is the Head of Group Regulatory Compliance at Raiffeisen Bank, where he leads efforts to ensure regulatory adherence and manage compliance risk across the organization. With extensive experience in regulatory affairs and compliance management, Stefan has been instrumental in shaping effective compliance strategies and navigating complex regulatory landscapes. His expertise encompasses a wide range of regulatory issues, including financial regulations, risk management, and policy implementation, making him a pivotal figure in maintaining organizational integrity and regulatory alignment.

With extensive experience in financial compliance and regulatory oversight, Anil leads the bank’s efforts in maintaining rigorous standards of integrity and transparency. His expertise encompasses anti-money laundering (AML) strategies, regulatory compliance, and risk management, making him a key figure in safeguarding the bank’s operations and reputation.

Insurance professional with over 15 years of experience in the industry. My journey began as a Marine Underwriter and Portfolio Manager, where I honed my skills in risk assessment and management.

Over the last 8 years, I made a strategic shift to the domain of claims and claims processes. Throughout my career, I’ve held various positions, each offering valuable insights into the insurance landscape. My passion lies in process automation and fraud identification within claims, and I have actively contributed to streamlining these aspects to enhance efficiency and customer satisfaction.

Margaret is a seasoned compliance professional currently serving as the Senior Compliance Officer at Rabobank. With extensive experience in regulatory affairs and risk management, she plays a crucial role in ensuring that Rabobank adheres to the highest standards of compliance and governance. Her expertise in navigating complex regulatory environments and her commitment to upholding financial integrity make her a valuable asset in the banking sector. She is dedicated to advancing best practices in compliance and contributing to the ongoing evolution of regulatory frameworks in the financial industry.

With over 30 years of dedicated service at Eurobank, Roussos currently serves as Assistant General Manager. Prior to this role, he was the Head of Deposit Investment Products and Transactional Banking, where he played a pivotal role in shaping the bank’s product offerings and customer experience. His extensive experience and leadership in the banking sector make him a valuable asset in driving innovative financial solutions.

Burak is the Head of Core Banking development at Credit Europe Bank where he leads development of cutting-edge banking applications with a focus on modernizing legacy systems and implementing scalable, future-proof solutions. His deep understanding of the banking business enables seamless communication and collaboration between business and technology groups to drive innovation and operational efficiency.

Experienced network leader and analyst in financial services and IT.
Focus on strategy, innovation and development with strong combination of innovation theory and practice including an industrial PhD in collaborative innovation. Practised event moderator with large Danish and International network in the Fintech Area Background in economics (master in economics and e-mba) and experience in financial services, digitization and IT.